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Cost of Living Comparison 2026

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You'd spend $309/month more in Dallas, TX

$150.0K in your current city equals $153.7K in Dallas, TX

Rent data from HUD ZIP-level estimates · COL index from Raleigh-Cary, NC area
Overall Cost
4.1%
More expensive
Monthly Impact
$309
Extra cost
Annual Impact
$3.7K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Raleigh, NC

Population:474K
Cost Index:100
Median Home:$512K

Dallas, TX

Population:1304K
Cost Index:104
Median Home:$292K

Raleigh, NC

The Tar Heel State

474K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • Research Triangle
  • State capital
  • Major university town

Major Industries

TechnologyResearchEducationGovernment

Dallas, TX

The Lone Star State

1.3M
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • Major business center
  • No state income tax
  • Big Tex home

Major Industries

TechnologyFinanceEnergyTransportation

Cost Breakdown by Category

Annual spending: Raleigh, NC vs Dallas, TX

🏠Housing
3.2%
Raleigh, NC
$2,469
Dallas, TX
$2,391
Difference
$77.96
less
📦Other
3.9%
Raleigh, NC
$1,707
Dallas, TX
$1,774
Difference
$66.96
more
🏥Healthcare
5.2%
Raleigh, NC
$601
Dallas, TX
$632
Difference
$30.98
more
🛒Groceries
2.1%
Raleigh, NC
$959
Dallas, TX
$979
Difference
$19.99
more
All Utilities
3.0%
Raleigh, NC
$546
Dallas, TX
$563
Difference
$16.39
more
🚗Transportation
1.1%
Raleigh, NC
$1,284
Dallas, TX
$1,298
Difference
$13.66
more

🏠Rent Comparison

Studio
From$1,570
To$1,450
$120
1 Bed
From$1,640
To$1,505
$135
2 Bed
From$1,800
To$1,765
$35.00
3 Bed
From$2,255
To$2,220
$35.00
Raleigh, NCZIP-level data

1BR range: $1,400$1,880/mo

Dallas, TXZIP-level data

1BR range: $1,040$2,470/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,567
Monthly in Raleigh, NC
$7,637
Monthly in Dallas, TX
$70.02
Difference

Home Values

Raleigh
Dallas
$512K
Median Value
$292K
↓ -0.5%
YoY Change
↓ -3.1%
↑ +38.2%
5-Year Change
↑ +27.1%
$314K - $992K
Price Range
$138K - $2.01M

Homes in Dallas are 43% less expensive than Raleigh

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$7.1K
Per year
Monthly Difference
$594
More take-home
Effective Rate Diff
4.7%
Rate difference

Raleigh, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Dallas, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Raleigh, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

Dallas, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Raleigh
Dallas
46 Good
Air Quality
55 Moderate
61.7%
Good Air Days
35.2%
96 High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🌊🌡🌪
+2.8°F
2050 Outlook
+2.7°F
31 days
Heat Days >95°F
90 days
+2.8°F
2050 Outlook
+2.7°F
31 days
Heat Days >95°F
90 days

💰 See how taxes change too — compare take-home pay between North Carolina and Texas on TaxTakeHome.com

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