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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $2.6K/month more in Portland, OR

$150.0K in your current city equals $180.6K in Portland, OR

Rent data from HUD ZIP-level estimates · COL index from Raleigh-Cary, NC area
Overall Cost
34.0%
More expensive
Monthly Impact
$2,552
Extra cost
Annual Impact
$30.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Raleigh, NC

Population:474K
Cost Index:
100
100 = national average
Median Home:$512K

Portland, OR

Population:641K
Cost Index:
134
(34% above avg)
Median Home:$535K

Raleigh, NC

The Tar Heel State

474K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • Research Triangle
  • State capital
  • Major university town

Major Industries

TechnologyResearchEducationGovernment

Portland, OR

The Beaver State

641K
Population
State Tax
Yes
Climate
Oceanic

Notable Facts

  • Craft beer capital
  • Foodie destination
  • Keep Portland Weird

Major Industries

TechnologyManufacturingFood & BeverageTourism

Cost Breakdown by Category

Annual spending: Raleigh, NC vs Portland, OR

Housing
90.5%
Raleigh, NC
$2,469
Portland, OR
$4,704
Difference
$2,235
more
Transportation
34.0%
Raleigh, NC
$1,284
Portland, OR
$1,721
Difference
$437
more
Other
12.7%
Raleigh, NC
$1,707
Portland, OR
$1,925
Difference
$218
more
Groceries
11.5%
Raleigh, NC
$959
Portland, OR
$1,069
Difference
$110
more
All Utilities
13.0%
Raleigh, NC
$546
Portland, OR
$475
Difference
$71.03
less
Healthcare
10.3%
Raleigh, NC
$601
Portland, OR
$663
Difference
$61.96
more

🏛️ Local Income Taxes

Portland, OR: Multnomah County Preschool for All$1,500/yr (1.0%)

Raleigh, NC has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$1,570
To$1,555
$15.00
1 Bed
From$1,640
To$1,655
$15.00
2 Bed
From$1,800
To$1,900
$100
3 Bed
From$2,255
To$2,590
$335
Raleigh, NCZIP-level data

1BR range: $1,400$1,880/mo

Portland, ORZIP-level data

1BR range: $1,580$2,030/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,567
Monthly in Raleigh, NC
$10,557
Monthly in Portland, OR
$2,990
Difference

Home Values

Raleigh
Portland
$512K
Median Value
$535K
↓ -0.5%
YoY Change
↓ -1.2%
↑ +38.2%
5-Year Change
↑ +7.2%
$314K - $992K
Price Range
$351K - $760K

Homes in Portland are 5% more expensive than Raleigh

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$8.4K
More taxes
Monthly Difference
$699
Less take-home
Effective Rate Diff
5.6%
Rate difference

Raleigh, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Portland, OR

Federal Income Tax
Effective: 18.9%
$25.5K
Oregon State Tax
Effective: 10.3%
$15.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 35.0%
$52.5K
Take-Home Pay
$8,123/month
$97.5K

Additional Tax Information

Raleigh, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

Portland, OR Tax Rates

Sales Tax:0.0%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Raleigh
Portland
46 Good
Air Quality
35 Good
61.7%
Good Air Days
85%
96 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌡🫨
+2.8°F
2050 Outlook
+2.5°F
31 days
Heat Days >95°F
9 days
+2.8°F
2050 Outlook
+2.5°F
31 days
Heat Days >95°F
9 days

💰 See how taxes change too — compare take-home pay between North Carolina and Oregon on TaxTakeHome.com

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