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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $464/month more in Virginia Beach, VA

$150.0K in your current city equals $155.6K in Virginia Beach, VA

Rent data from HUD ZIP-level estimates · COL index from Raleigh-Cary, NC area
Overall Cost
6.2%
More expensive
Monthly Impact
$464
Extra cost
Annual Impact
$5.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Raleigh, NC

Population:474K
Cost Index:
100
100 = national average
Median Home:$512K

Virginia Beach, VA

Population:459K
Cost Index:
106
(6% above avg)
Median Home:$447K

Raleigh, NC

The Tar Heel State

474K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • Research Triangle
  • State capital
  • Major university town

Major Industries

TechnologyResearchEducationGovernment

Virginia Beach, VA

The Old Dominion State

459K
Population
State Tax
Yes

Located in Virginia, this city has a population of 459K residents.

Cost Breakdown by Category

Annual spending: Raleigh, NC vs Virginia Beach, VA

Housing
10.5%
Raleigh, NC
$2,469
Virginia Beach, VA
$2,729
Difference
$260
more
Other
2.9%
Raleigh, NC
$1,707
Virginia Beach, VA
$1,758
Difference
$50.22
more
Healthcare
5.2%
Raleigh, NC
$601
Virginia Beach, VA
$632
Difference
$30.98
more
All Utilities
5.0%
Raleigh, NC
$546
Virginia Beach, VA
$574
Difference
$27.32
more
Groceries
0.0%
Raleigh, NC
$959
Virginia Beach, VA
$959
Difference
$0
same
Transportation
0.0%
Raleigh, NC
$1,284
Virginia Beach, VA
$1,284
Difference
$0
same

🏠Rent Comparison

Studio
From$1,570
To$1,780
$210
1 Bed
From$1,640
To$1,800
$160
2 Bed
From$1,800
To$2,040
$240
3 Bed
From$2,255
To$2,830
$575
Raleigh, NCZIP-level data

1BR range: $1,400$1,880/mo

Virginia Beach, VAZIP-level data

1BR range: $1,690$2,120/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,567
Monthly in Raleigh, NC
$7,935
Monthly in Virginia Beach, VA
$368
Difference

Home Values

Raleigh
Virginia Beach
$512K
Median Value
$447K
↓ -0.5%
YoY Change
↑ +2.7%
↑ +38.2%
5-Year Change
↑ +33.5%
$314K - $992K
Price Range
$318K - $640K

Homes in Virginia Beach are 13% less expensive than Raleigh

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$1.2K
More taxes
Monthly Difference
$104
Less take-home
Effective Rate Diff
0.8%
Rate difference

Raleigh, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Virginia Beach, VA

Federal Income Tax
Effective: 18.9%
$25.5K
Virginia State Tax
Effective: 5.6%
$8.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.4K
Take-Home Pay
$8,718/month
$104.6K

Additional Tax Information

Raleigh, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

Virginia Beach, VA Tax Rates

Sales Tax:5.7%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Raleigh
Virginia Beach
46 Good
Air Quality
36 Good
61.7%
Good Air Days
80.3%
96 High
Climate Risk
58 Low
🌊🌡🌪
Top Hazards
None
+2.8°F
2050 Outlook
+2.5°F
31 days
Heat Days >95°F
17 days
+2.8°F
2050 Outlook
+2.5°F
31 days
Heat Days >95°F
17 days

What to Consider When Moving from Raleigh, NC to Virginia Beach, VA

Relocating from Raleigh, NC to Virginia Beach, VA involves more than just comparing rent prices. While the overall cost of living is roughly 6% higher in Virginia Beach, VA, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Virginia Beach, VA is 11% more expensive than in Raleigh, NC. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Virginia Beach, VA pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Virginia Beach, VA to match your current standard of living in Raleigh, NC.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Virginia Beach, VA for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Raleigh, NC vs Virginia Beach, VA

Is Virginia Beach, VA cheaper than Raleigh, NC?

Virginia Beach, VA is approximately 6.2% more expensive than Raleigh, NC overall. On a $150,000 salary, that translates to roughly $464/month in additional expenses. Housing is the biggest factor, costing 11% more in Virginia Beach, VA.

What salary do I need in Virginia Beach, VA to match my lifestyle in Raleigh, NC?

If you currently earn $150,000 in Raleigh, NC, you would need approximately $155,567 in Virginia Beach, VA to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Raleigh, NC and Virginia Beach, VA?

A two-bedroom apartment averages $1,800/month in Raleigh, NC compared to $2,040/month in Virginia Beach, VA. One-bedroom apartments are $1,640/month in Raleigh, NC vs $1,800/month in Virginia Beach, VA. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Raleigh, NC or Virginia Beach, VA?

Grocery prices are very similar between Raleigh, NC and Virginia Beach, VA, with less than 1% difference. Your food budget would stay about the same.

What is the best time to move from Raleigh, NC to Virginia Beach, VA?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

💰 See how taxes change too — compare take-home pay between North Carolina and Virginia on TaxTakeHome.com

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