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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $4.3K/month more in Washington, DC

$150.0K in your current city equals $201.0K in Washington, DC

Rent data from HUD ZIP-level estimates · COL index from Raleigh-Cary, NC area
Overall Cost
56.7%
More expensive
Monthly Impact
$4,253
Extra cost
Annual Impact
$51.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Raleigh, NC

Population:474K
Cost Index:
100
100 = national average
Median Home:$512K

Washington, DC

Population:690K
Cost Index:
157
(57% above avg)
Median Home:$556K

Raleigh, NC

The Tar Heel State

474K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • Research Triangle
  • State capital
  • Major university town

Major Industries

TechnologyResearchEducationGovernment

Washington, DC

The District of Columbia

690K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • Nations capital
  • No voting representation in Congress
  • Major international city

Major Industries

GovernmentProfessional ServicesTourismEducation

Cost Breakdown by Category

Annual spending: Raleigh, NC vs Washington, DC

Housing
151.6%
Raleigh, NC
$2,469
Washington, DC
$6,211
Difference
$3,742
more
Transportation
46.8%
Raleigh, NC
$1,284
Washington, DC
$1,885
Difference
$601
more
Groceries
12.5%
Raleigh, NC
$959
Washington, DC
$1,079
Difference
$120
more
Other
6.9%
Raleigh, NC
$1,707
Washington, DC
$1,825
Difference
$117
more
All Utilities
7.0%
Raleigh, NC
$546
Washington, DC
$508
Difference
$38.25
less
Healthcare
5.2%
Raleigh, NC
$601
Washington, DC
$632
Difference
$30.98
more

🏠Rent Comparison

Studio
From$1,570
To$2,150
$580
1 Bed
From$1,640
To$2,215
$575
2 Bed
From$1,800
To$2,470
$670
3 Bed
From$2,255
To$3,115
$860
Raleigh, NCZIP-level data

1BR range: $1,400$1,880/mo

Washington, DCZIP-level data

1BR range: $1,340$3,020/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,567
Monthly in Raleigh, NC
$12,140
Monthly in Washington, DC
$4,573
Difference

Home Values

Raleigh
Washington
$512K
Median Value
$556K
↓ -0.5%
YoY Change
↓ -2.2%
↑ +38.2%
5-Year Change
↓ -5.6%
$314K - $992K
Price Range
$233K - $1.35M

Homes in Washington are 9% more expensive than Raleigh

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$4.0K
More taxes
Monthly Difference
$335
Less take-home
Effective Rate Diff
2.7%
Rate difference

Raleigh, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Washington, DC

Federal Income Tax
Effective: 18.9%
$25.5K
District of Columbia State Tax
Effective: 7.4%
$11.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 32.1%
$48.2K
Take-Home Pay
$8,486/month
$101.8K

Additional Tax Information

Raleigh, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

Washington, DC Tax Rates

Sales Tax:6.0%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Raleigh
Washington
46 Good
Air Quality
45 Good
61.7%
Good Air Days
63.7%
96 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌀🌡
+2.8°F
2050 Outlook
+2.9°F
31 days
Heat Days >95°F
27 days
+2.8°F
2050 Outlook
+2.9°F
31 days
Heat Days >95°F
27 days

💰 See how taxes change too — compare take-home pay between North Carolina and Washington DC on TaxTakeHome.com

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