Is Kansas City, MO cheaper than Ramsey, MN?

Based on cost of living data, Kansas City, MO is 11.5% cheaper than Ramsey, MN. This translates to saving $859 per month.

What salary do I need in Kansas City, MO to live like I do in Ramsey, MN?

If you earn $150,000 in Ramsey, MN, you'd need approximately $139,692.552 in Kansas City, MO to maintain the same standard of living.

How does housing cost compare between Ramsey, MN and Kansas City, MO?

Housing in Kansas City, MO is 11.5% cheaper than in Ramsey, MN. For a two-bedroom apartment, rent is $1,460/month in Kansas City, MO compared to $1,320/month in Ramsey, MN.

How much can I save per month by moving from Ramsey, MN to Kansas City, MO?

Moving from Ramsey, MN to Kansas City, MO could save you approximately $859 per month, or $10307 per year, based on a $150,000 salary.

Ramsey, MN vs Kansas City, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Ramsey, MN — ZIP-level rent data · COL adjusted from Minneapolis, MN area

Current salary in Ramsey, MN

Numbers update automatically as you type

You'd save $859/month moving to Kansas City, MO

$150.0K in your current city equals $139.7K in Kansas City, MO

Rent data from HUD ZIP-level estimates · COL index from Minneapolis-St. Paul-Bloomington, MN-WI area

Overall Cost

↓ 11.5%

Less expensive

Monthly Impact

$859

Savings

Annual Impact

$10.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Ramsey, MN

Population:29K

Cost Index:100

Median Home:$363K

Kansas City, MO

Population:508K

Cost Index:89

Median Home:$257K

Ramsey, MN

The North Star State

29K

Population

State Tax

Yes

Located in Minnesota, this city has a population of 29K residents.

Kansas City, MO

The Show-Me State

508K

Population

State Tax

Yes

Located in Missouri, this city has a population of 508K residents.

Cost Breakdown by Category

Annual spending: Ramsey, MN vs Kansas City, MO

Category	Ramsey, MN	Kansas City, MO	Difference	Change
🏠Housing	$2,377/mo	$2,105/mo	↓ $272less	11.5%
🏥Healthcare	$733/mo	$607/mo	↓ $126less	17.2%
🚗Transportation	$1,298/mo	$1,216/mo	↓ $82.68less	6.4%
📦Other	$1,670/mo	$1,607/mo	↓ $62.92less	3.8%
🛒Groceries	$998/mo	$949/mo	↓ $49.18less	4.9%
⚡All Utilities	$493/mo	$535/mo	↑ $42.51more	8.6%

🏠Housing

↓ 11.5%

Ramsey, MN

$2,377

Kansas City, MO

$2,105

Difference

$272

less

🏥Healthcare

↓ 17.2%

Ramsey, MN

$733

Kansas City, MO

$607

Difference

$126

less

🚗Transportation

↓ 6.4%

Ramsey, MN

$1,298

Kansas City, MO

$1,216

Difference

$82.68

less

📦Other

↓ 3.8%

Ramsey, MN

$1,670

Kansas City, MO

$1,607

Difference

$62.92

less

🛒Groceries

↓ 4.9%

Ramsey, MN

$998

Kansas City, MO

$949

Difference

$49.18

less

⚡All Utilities

↑ 8.6%

Ramsey, MN

$493

Kansas City, MO

$535

Difference

$42.51

🏛️ Local Income Taxes

Kansas City, MO: Kansas City Earnings Tax$1,500/yr (1.0%)

Ramsey, MN has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$960

To$1,180

↑ $220

1 Bed

From$1,088

To$1,280

↑ $192

2 Bed

From$1,320

To$1,460

↑ $140

3 Bed

From$1,744

To$1,900

↑ $156

Ramsey, MNZIP-level data

1BR range: $1,360–$1,360/mo

Kansas City, MOZIP-level data

1BR range: $900–$1,800/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,570

Monthly in Ramsey, MN

$7,020

Monthly in Kansas City, MO

$551

Difference

Home Values

Ramsey

Kansas City

$363K

Median Value

$257K

↑ +2.6%

YoY Change

↑ +0.6%

↑ +22.7%

5-Year Change

↑ +32.2%

$363K

Price Range

$80K - $587K

Homes in Kansas City are 29% less expensive than Ramsey

Calculate payment - Ramsey Calculate payment - Kansas City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.5K

Per year

Monthly Difference

$209

More take-home

Effective Rate Diff

1.7%

Rate difference

Ramsey, MN

Federal Income Tax

Effective: 18.9%

$25.5K

Minnesota State Tax

Effective: 7.0%

$10.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.6%

$47.4K

Take-Home Pay

$8,546/month

$102.6K

Kansas City, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Ramsey, MN Tax Rates

Sales Tax:8.0%

Property Tax:1.1%

Kansas City, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.