Is Phoenix, AZ cheaper than Rancho Cordova, CA?

Based on cost of living data, Phoenix, AZ is 8.1% cheaper than Rancho Cordova, CA. This translates to saving $608 per month.

What salary do I need in Phoenix, AZ to live like I do in Rancho Cordova, CA?

If you earn $150,000 in Rancho Cordova, CA, you'd need approximately $142,705.686 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Rancho Cordova, CA and Phoenix, AZ?

Housing in Phoenix, AZ is 11.9% cheaper than in Rancho Cordova, CA. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $2,758/month in Rancho Cordova, CA.

How much can I save per month by moving from Rancho Cordova, CA to Phoenix, AZ?

Moving from Rancho Cordova, CA to Phoenix, AZ could save you approximately $608 per month, or $7294 per year, based on a $150,000 salary.

Rancho Cordova, CA vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Rancho Cordova, CA — ZIP-level rent data · COL adjusted from Sacramento, CA area

Current salary in Rancho Cordova, CA

Numbers update automatically as you type

You'd save $608/month moving to Phoenix, AZ

$150.0K in your current city equals $142.7K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Sacramento-Roseville-Folsom, CA area

Overall Cost

↓ 8.1%

Less expensive

Monthly Impact

$608

Savings

Annual Impact

$7.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Rancho Cordova, CA

Population:83K

Cost Index:100

Median Home:$615K

Phoenix, AZ

Population:1608K

Cost Index:92

Median Home:$414K

Rancho Cordova, CA

The Golden State

83K

Population

State Tax

Yes

Located in California, this city has a population of 83K residents.

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Rancho Cordova, CA vs Phoenix, AZ

Category	Rancho Cordova, CA	Phoenix, AZ	Difference	Change
🏠Housing	$3,165/mo	$2,788/mo	↓ $377less	11.9%
🚗Transportation	$1,364/mo	$1,489/mo	↑ $125more	9.2%
🛒Groceries	$1,038/mo	$963/mo	↓ $74.44less	7.2%
📦Other	$1,735/mo	$1,677/mo	↓ $57.97less	3.3%
⚡All Utilities	$519/mo	$561/mo	↑ $41.90more	8.1%
🏥Healthcare	$607/mo	$589/mo	↓ $18.41less	3.0%

🏠Housing

↓ 11.9%

Rancho Cordova, CA

$3,165

Phoenix, AZ

$2,788

Difference

$377

less

🚗Transportation

↑ 9.2%

Rancho Cordova, CA

$1,364

Phoenix, AZ

$1,489

Difference

$125

🛒Groceries

↓ 7.2%

Rancho Cordova, CA

$1,038

Phoenix, AZ

$963

Difference

$74.44

less

📦Other

↓ 3.3%

Rancho Cordova, CA

$1,735

Phoenix, AZ

$1,677

Difference

$57.97

less

⚡All Utilities

↑ 8.1%

Rancho Cordova, CA

$519

Phoenix, AZ

$561

Difference

$41.90

🏥Healthcare

↓ 3.0%

Rancho Cordova, CA

$607

Phoenix, AZ

$589

Difference

$18.41

less

🏠Rent Comparison

Studio

From$2,138

To$1,390

↓ $748

1 Bed

From$2,244

To$1,510

↓ $734

2 Bed

From$2,758

To$1,750

↓ $1,008

3 Bed

From$3,671

To$2,330

↓ $1,341

Rancho Cordova, CAZIP-level data

1BR range: $2,750–$2,750/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,428

Monthly in Rancho Cordova, CA

$8,068

Monthly in Phoenix, AZ

$361

Difference

Home Values

Rancho Cordova

Phoenix

$615K

Median Value

$414K

↓ -3.9%

YoY Change

↓ -3.1%

↑ +19.8%

5-Year Change

↑ +30.2%

$615K

Price Range

$274K - $957K

Homes in Phoenix are 33% less expensive than Rancho Cordova

Calculate payment - Rancho Cordova Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $5.4K

Per year

Monthly Difference

$449

More take-home

Effective Rate Diff

3.6%

Rate difference

Rancho Cordova, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Rancho Cordova, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.