Is Austin, TX cheaper than Rancho Cucamonga, CA?

Based on cost of living data, Austin, TX is 13.4% cheaper than Rancho Cucamonga, CA. This translates to saving $1008 per month.

What salary do I need in Austin, TX to live like I do in Rancho Cucamonga, CA?

If you earn $150,000 in Rancho Cucamonga, CA, you'd need approximately $137,899.16 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Rancho Cucamonga, CA and Austin, TX?

Housing in Austin, TX is 21.8% cheaper than in Rancho Cucamonga, CA. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $3,220/month in Rancho Cucamonga, CA.

How much can I save per month by moving from Rancho Cucamonga, CA to Austin, TX?

Moving from Rancho Cucamonga, CA to Austin, TX could save you approximately $1008 per month, or $12101 per year, based on a $150,000 salary.

Rancho Cucamonga, CA vs Austin, TX: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Rancho Cucamonga, CA — ZIP-level rent data · COL adjusted from Fontana, CA area

Current salary in Rancho Cucamonga, CA

Numbers update automatically as you type

You'd save $1.0K/month moving to Austin, TX

$150.0K in your current city equals $137.9K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from Riverside-San Bernardino-Ontario, CA area

Overall Cost

↓ 13.4%

Less expensive

Monthly Impact

$1,008

Savings

Annual Impact

$12.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Rancho Cucamonga, CA

Population:174K

Cost Index:100

Median Home:$669K

Austin, TX

Population:979K

Cost Index:87

Median Home:$558K

Rancho Cucamonga, CA

The Golden State

174K

Population

State Tax

Yes

Located in California, this city has a population of 174K residents.

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Rancho Cucamonga, CA vs Austin, TX

Category	Rancho Cucamonga, CA	Austin, TX	Difference	Change
🚗Transportation	$2,158/mo	$1,284/mo	↓ $874less	40.5%
🏠Housing	$3,690/mo	$2,885/mo	↓ $806less	21.8%
🛒Groceries	$1,039/mo	$959/mo	↓ $79.94less	7.7%
🏥Healthcare	$551/mo	$589/mo	↑ $37.17more	6.7%
📦Other	$1,724/mo	$1,741/mo	↑ $16.74more	1.0%
⚡All Utilities	$557/mo	$541/mo	↓ $16.39less	2.9%

🚗Transportation

↓ 40.5%

Rancho Cucamonga, CA

$2,158

Austin, TX

$1,284

Difference

$874

less

🏠Housing

↓ 21.8%

Rancho Cucamonga, CA

$3,690

Austin, TX

$2,885

Difference

$806

less

🛒Groceries

↓ 7.7%

Rancho Cucamonga, CA

$1,039

Austin, TX

$959

Difference

$79.94

less

🏥Healthcare

↑ 6.7%

Rancho Cucamonga, CA

$551

Austin, TX

$589

Difference

$37.17

📦Other

↑ 1.0%

Rancho Cucamonga, CA

$1,724

Austin, TX

$1,741

Difference

$16.74

⚡All Utilities

↓ 2.9%

Rancho Cucamonga, CA

$557

Austin, TX

$541

Difference

$16.39

less

🏠Rent Comparison

Studio

From$2,480

To$1,585

↓ $895

1 Bed

From$2,600

To$1,685

↓ $915

2 Bed

From$3,220

To$1,995

↓ $1,225

3 Bed

From$4,260

To$2,525

↓ $1,735

Rancho Cucamonga, CAZIP-level data

1BR range: $2,600–$2,600/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,721

Monthly in Rancho Cucamonga, CA

$7,998

Monthly in Austin, TX

$1,722

Difference

Home Values

Rancho Cucamonga

Austin

$669K

Median Value

$558K

↓ -1.4%

YoY Change

↓ -5%

↑ +35%

5-Year Change

↑ +12.6%

$669K

Price Range

$272K - $1.26M

Homes in Austin are 17% less expensive than Rancho Cucamonga

Calculate payment - Rancho Cucamonga Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.6K

Per year

Monthly Difference

$886

More take-home

Effective Rate Diff

7.1%

Rate difference

Rancho Cucamonga, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Rancho Cucamonga, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.