Is Boston, MA cheaper than Rancho Cucamonga, CA?

Based on cost of living data, Boston, MA is 25.2% more expensive than Rancho Cucamonga, CA. This translates to spending an extra $1891 per month.

What salary do I need in Boston, MA to live like I do in Rancho Cucamonga, CA?

If you earn $150,000 in Rancho Cucamonga, CA, you'd need approximately $172,689.076 in Boston, MA to maintain the same standard of living.

How does housing cost compare between Rancho Cucamonga, CA and Boston, MA?

Housing in Boston, MA is 43.0% more expensive than in Rancho Cucamonga, CA. For a two-bedroom apartment, rent is $3,865/month in Boston, MA compared to $3,220/month in Rancho Cucamonga, CA.

How much can I save per month by moving from Rancho Cucamonga, CA to Boston, MA?

Living in Boston, MA costs approximately $1891 more per month than Rancho Cucamonga, CA, or $22689 more per year, based on a $150,000 salary.

Rancho Cucamonga, CA vs Boston, MA: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Rancho Cucamonga, CA

Numbers update automatically as you type

You'd spend $1.9K/month more in Boston, MA

$150.0K in your current city equals $172.7K in Boston, MA

Rent data from HUD ZIP-level estimates · COL index from Riverside-San Bernardino-Ontario, CA area

Overall Cost

↑ 25.2%

More expensive

Monthly Impact

$1,891

Extra cost

Annual Impact

$22.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Rancho Cucamonga, CA

Population:174K

Cost Index:

100

100 = national average

Median Home:$669K

Boston, MA

Population:685K

Cost Index:

125

(25% above avg)

Median Home:$961K

Rancho Cucamonga, CA

The Golden State

174K

Population

State Tax

Yes

Located in California, this city has a population of 174K residents.

Boston, MA

The Bay State

685K

Population

State Tax

Yes

Climate

Continental

Notable Facts

•Major education center
•Biotech capital
•Historic American city

Major Industries

EducationHealthcareTechnologyFinance

Cost Breakdown by Category

Annual spending: Rancho Cucamonga, CA vs Boston, MA

Category	Rancho Cucamonga, CA	Boston, MA	Difference	Change
Housing	$3,690/mo	$5,275/mo	↑ $1,585more	43.0%
Transportation	$2,158/mo	$1,830/mo	↓ $328less	15.2%
Healthcare	$551/mo	$743/mo	↑ $192more	34.8%
All Utilities	$557/mo	$716/mo	↑ $158more	28.4%
Other	$1,724/mo	$1,825/mo	↑ $100more	5.8%
Groceries	$1,039/mo	$1,079/mo	↑ $39.97more	3.8%

Housing

↑ 43.0%

Rancho Cucamonga, CA

$3,690

Boston, MA

$5,275

Difference

$1,585

Transportation

↓ 15.2%

Rancho Cucamonga, CA

$2,158

Boston, MA

$1,830

Difference

$328

less

Healthcare

↑ 34.8%

Rancho Cucamonga, CA

$551

Boston, MA

$743

Difference

$192

All Utilities

↑ 28.4%

Rancho Cucamonga, CA

$557

Boston, MA

$716

Difference

$158

Other

↑ 5.8%

Rancho Cucamonga, CA

$1,724

Boston, MA

$1,825

Difference

$100

Groceries

↑ 3.8%

Rancho Cucamonga, CA

$1,039

Boston, MA

$1,079

Difference

$39.97

🏠Rent Comparison

Studio

From$2,480

To$3,095

↑ $615

1 Bed

From$2,600

To$3,255

↑ $655

2 Bed

From$3,220

To$3,865

↑ $645

3 Bed

From$4,260

To$4,630

↑ $370

Rancho Cucamonga, CAZIP-level data

1BR range: $2,600–$2,600/mo

Boston, MAZIP-level data

1BR range: $2,560–$3,710/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,721

Monthly in Rancho Cucamonga, CA

$11,469

Monthly in Boston, MA

$1,748

Difference

Home Values

Rancho Cucamonga

Boston

$669K

Median Value

$961K

↓ -1.4%

YoY Change

↓ -0.7%

↑ +35%

5-Year Change

↑ +7%

$669K

Price Range

$709K - $3.40M

Homes in Boston are 44% more expensive than Rancho Cucamonga

Calculate payment - Rancho Cucamonga Calculate payment - Boston

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $3.1K

Per year

Monthly Difference

$261

More take-home

Effective Rate Diff

2.1%

Rate difference

Rancho Cucamonga, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Boston, MA

Federal Income Tax

Effective: 18.9%

$25.5K

Massachusetts State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

Additional Tax Information

Rancho Cucamonga, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Boston, MA Tax Rates

Sales Tax:6.3%

Property Tax:1.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.