Is Lakewood, CO cheaper than Rancho Cucamonga, CA?

Based on cost of living data, Lakewood, CO is 10.6% cheaper than Rancho Cucamonga, CA. This translates to saving $797 per month.

What salary do I need in Lakewood, CO to live like I do in Rancho Cucamonga, CA?

If you earn $150,000 in Rancho Cucamonga, CA, you'd need approximately $140,441.215 in Lakewood, CO to maintain the same standard of living.

How does housing cost compare between Rancho Cucamonga, CA and Lakewood, CO?

Housing in Lakewood, CO is 23.4% cheaper than in Rancho Cucamonga, CA. For a two-bedroom apartment, rent is $1,599/month in Lakewood, CO compared to $3,220/month in Rancho Cucamonga, CA.

How much can I save per month by moving from Rancho Cucamonga, CA to Lakewood, CO?

Moving from Rancho Cucamonga, CA to Lakewood, CO could save you approximately $797 per month, or $9559 per year, based on a $150,000 salary.

Rancho Cucamonga, CA vs Lakewood, CO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Rancho Cucamonga, CA

Numbers update automatically as you type

You'd save $797/month moving to Lakewood, CO

$150.0K in your current city equals $140.4K in Lakewood, CO

Rent data from HUD ZIP-level estimates · COL index from Riverside-San Bernardino-Ontario, CA area

Overall Cost

↓ 10.6%

Less expensive

Monthly Impact

$797

Savings

Annual Impact

$9.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Rancho Cucamonga, CA

Population:174K

Cost Index:

100

100 = national average

Median Home:$669K

Lakewood, CO

Population:156K

Cost Index:

(11% below avg)

Median Home:$585K

Rancho Cucamonga, CA

The Golden State

174K

Population

State Tax

Yes

Located in California, this city has a population of 174K residents.

Lakewood, CO

The Centennial State

156K

Population

State Tax

Yes

Located in Colorado, this city has a population of 156K residents.

Cost Breakdown by Category

Annual spending: Rancho Cucamonga, CA vs Lakewood, CO

Category	Rancho Cucamonga, CA	Lakewood, CO	Difference	Change
Housing	$3,690/mo	$2,827/mo	↓ $863less	23.4%
Transportation	$2,158/mo	$1,413/mo	↓ $745less	34.5%
Healthcare	$551/mo	$621/mo	↑ $70.00more	12.7%
All Utilities	$557/mo	$510/mo	↓ $46.91less	8.4%
Groceries	$1,039/mo	$1,012/mo	↓ $27.16less	2.6%
Other	$1,724/mo	$1,716/mo	↓ $8.48less	0.5%

Housing

↓ 23.4%

Rancho Cucamonga, CA

$3,690

Lakewood, CO

$2,827

Difference

$863

less

Transportation

↓ 34.5%

Rancho Cucamonga, CA

$2,158

Lakewood, CO

$1,413

Difference

$745

less

Healthcare

↑ 12.7%

Rancho Cucamonga, CA

$551

Lakewood, CO

$621

Difference

$70.00

All Utilities

↓ 8.4%

Rancho Cucamonga, CA

$557

Lakewood, CO

$510

Difference

$46.91

less

Groceries

↓ 2.6%

Rancho Cucamonga, CA

$1,039

Lakewood, CO

$1,012

Difference

$27.16

less

Other

↓ 0.5%

Rancho Cucamonga, CA

$1,724

Lakewood, CO

$1,716

Difference

$8.48

less

🏠Rent Comparison

Studio

From$2,480

To$1,257

↓ $1,223

1 Bed

From$2,600

To$1,344

↓ $1,256

2 Bed

From$3,220

To$1,599

↓ $1,621

3 Bed

From$4,260

To$2,092

↓ $2,168

Rancho Cucamonga, CAZIP-level data

1BR range: $2,600–$2,600/mo

Lakewood, COZIP-level data

1BR range: $1,620–$1,900/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,721

Monthly in Rancho Cucamonga, CA

$8,100

Monthly in Lakewood, CO

$1,621

Difference

Home Values

Rancho Cucamonga

Lakewood

$669K

Median Value

$585K

↓ -1.4%

YoY Change

↓ -2.6%

↑ +35%

5-Year Change

↑ +20.1%

$669K

Price Range

$519K - $652K

Homes in Lakewood are 13% less expensive than Rancho Cucamonga

Calculate payment - Rancho Cucamonga Calculate payment - Lakewood

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $4.0K

Per year

Monthly Difference

$336

More take-home

Effective Rate Diff

2.7%

Rate difference

Rancho Cucamonga, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Lakewood, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

Rancho Cucamonga, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Lakewood, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.