Rancho Mirage, CA vs Santa Fe Springs, CA: Cost of Living

Which city costs less?

Santa Fe Springs, CA has a modeled overall cost index 22.0% higher than Rancho Mirage, CA.

Rancho Mirage, CA · modeled 2BR rent: $2,230 / month
Santa Fe Springs, CA · modeled 2BR rent: $2,650 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Rancho Mirage, CA and Santa Fe Springs, CA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Rancho Mirage, CA

Numbers update automatically as you type

Estimated extra cost: $1,369/month in Santa Fe Springs, CA

$150,000 in your current city has a modeled equivalent of $166,428 in Santa Fe Springs, CA

Regional cost estimates: Rancho Mirage, CA uses San Bernardino, CA. Santa Fe Springs, CA uses Long Beach, CA. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 22.0%

More expensive

Monthly Impact

$1,369

Extra cost

Annual Impact

$16.4K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Rancho Mirage, CA

Population:18K

Cost Index:

103.1

100 = national average

Typical Home:$825K

Santa Fe Springs, CA

Population:20K

Cost Index:

125.8

100 = national average

Typical Home:$768K

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Rancho Mirage, CA

The Golden State

18K

Population

State Tax

Yes

Located in California, this city has a population of 18K residents.

Santa Fe Springs, CA

The Golden State

20K

Population

State Tax

Yes

Located in California, this city has a population of 20K residents.

Cost Breakdown by Category

Estimated monthly spending: Rancho Mirage, CA vs Santa Fe Springs, CA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Rancho Mirage, CA	Santa Fe Springs, CA	Difference	Change
Housing	$2,322/mo	$3,724/mo	↑ $1,401more	60.3%
Transportation	$1,863/mo	$1,818/mo	↓ $45.33less	2.4%
Other	$1,416/mo	$1,453/mo	↑ $36.05more	2.5%
Groceries	$918/mo	$907/mo	↓ $11.24less	1.2%
All Utilities	$492/mo	$486/mo	↓ $6.03less	1.2%
Healthcare	$487/mo	$481/mo	↓ $5.96less	1.2%

Housing

↑ 60.3%

Rancho Mirage, CA

$2,322

Santa Fe Springs, CA

$3,724

Difference

$1,401

Transportation

↓ 2.4%

Rancho Mirage, CA

$1,863

Santa Fe Springs, CA

$1,818

Difference

$45.33

less

Other

↑ 2.5%

Rancho Mirage, CA

$1,416

Santa Fe Springs, CA

$1,453

Difference

$36.05

Groceries

↓ 1.2%

Rancho Mirage, CA

$918

Santa Fe Springs, CA

$907

Difference

$11.24

less

All Utilities

↓ 1.2%

Rancho Mirage, CA

$492

Santa Fe Springs, CA

$486

Difference

$6.03

less

Healthcare

↓ 1.2%

Rancho Mirage, CA

$487

Santa Fe Springs, CA

$481

Difference

$5.96

less

🏠Rent Comparison

Studio

From$1,710

To$1,900

↑ $190

1 Bed

From$1,800

To$2,120

↑ $320

2 Bed

From$2,230

To$2,650

↑ $420

3 Bed

From$2,950

To$3,360

↑ $410

Rancho Mirage, CAZIP-level data

1BR range: $1,800–$1,800/mo

Santa Fe Springs, CAZIP-level data

1BR range: $2,120–$2,120/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Rancho Mirage, CA

$8,869

Monthly in Santa Fe Springs, CA

$1,369

Difference

Home Values

Rancho Mirage

Santa Fe Springs

$825K

Median Value

$768K

↓ -3.8%

YoY Change

↓ -1.8%

↑ +45%

5-Year Change

↑ +30.6%

Homes in Santa Fe Springs are 7% less expensive than Rancho Mirage

Calculate payment - Rancho Mirage Calculate payment - Santa Fe Springs

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Rancho Mirage, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Santa Fe Springs, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Additional Tax Information

Rancho Mirage, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Santa Fe Springs, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Rancho Mirage

Santa Fe Springs

87 Moderate

Air Quality

80 Moderate

10.9%

Good Air Days

10.4%

100 Very High

Climate Risk

100 Very High

🔥🌊🌡

Top Hazards

🔥🌊🌅

▲+3.0°F

2050 Outlook

▲+2.3°F

100 days

Heat Days >95°F

5 days

▲+3.0°F

2050 Outlook

▲+2.3°F

100 days

Heat Days >95°F

5 days

Before moving from Rancho Mirage, CA to Santa Fe Springs, CA

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Santa Fe Springs, CA for the same bedroom count and included utilities as your home in Rancho Mirage, CA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Rancho Mirage to Santa Fe Springs moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Santa Fe Springs, CA by cost, housing, population and region.

Frequently Asked Questions: Rancho Mirage, CA vs Santa Fe Springs, CA

How do the cost estimates for Rancho Mirage, CA and Santa Fe Springs, CA compare?

Santa Fe Springs, CA has a modeled overall cost index 22.0% higher than Rancho Mirage, CA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Rancho Mirage, CA, the model estimates $166,428 in Santa Fe Springs, CA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Rancho Mirage, CA and Santa Fe Springs, CA?

The modeled two-bedroom rents are $2,230/month in Rancho Mirage, CA and $2,650/month in Santa Fe Springs, CA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.