Rancho Mirage, CA vs South El Monte, CA: Cost of Living

Which city costs less?

South El Monte, CA has a modeled overall cost index 21.8% higher than Rancho Mirage, CA.

Rancho Mirage, CA · modeled 2BR rent
$2,230 / month
South El Monte, CA · modeled 2BR rent
$2,140 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓
Tap to swap

Cost of Living Comparison 2026

Compare Rancho Mirage, CA and South El Monte, CA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $1,358/month in South El Monte, CA

$150,000 in your current city has a modeled equivalent of $166,299 in South El Monte, CA

Regional cost estimates: Rancho Mirage, CA uses San Bernardino, CA. South El Monte, CA uses Long Beach, CA. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 21.8%
More expensive
Monthly Impact
$1,358
Extra cost
Annual Impact
$16.3K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Rancho Mirage, CA

Population:18K
Cost Index:
103.1
100 = national average
Typical Home:$825K

South El Monte, CA

Population:19K
Cost Index:
125.6
100 = national average
Typical Home:$746K

Planning the move to South El Monte?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

Rancho Mirage, CA

The Golden State

18K
Population
State Tax
Yes

Located in California, this city has a population of 18K residents.

South El Monte, CA

The Golden State

19K
Population
State Tax
Yes

Located in California, this city has a population of 19K residents.

Cost Breakdown by Category

Estimated monthly spending: Rancho Mirage, CA vs South El Monte, CA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 60.1%
Rancho Mirage, CA
$2,322
South El Monte, CA
$3,719
Difference
$1,396
more
Transportation
↓ 2.6%
Rancho Mirage, CA
$1,863
South El Monte, CA
$1,816
Difference
$47.80
less
Other
↑ 2.4%
Rancho Mirage, CA
$1,416
South El Monte, CA
$1,451
Difference
$34.08
more
Groceries
↓ 1.3%
Rancho Mirage, CA
$918
South El Monte, CA
$906
Difference
$11.85
less
All Utilities
↓ 1.3%
Rancho Mirage, CA
$492
South El Monte, CA
$486
Difference
$6.36
less
Healthcare
↓ 1.3%
Rancho Mirage, CA
$487
South El Monte, CA
$481
Difference
$6.29
less

🏠Rent Comparison

Studio
From$1,710
To$1,530
↓ $180
1 Bed
From$1,800
To$1,720
↓ $80.00
2 Bed
From$2,230
To$2,140
↓ $90.00
3 Bed
From$2,950
To$2,710
↓ $240
Rancho Mirage, CAZIP-level data

1BR range: $1,800–$1,800/mo

South El Monte, CAZIP-level data

1BR range: $1,720–$1,720/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Rancho Mirage, CA
$8,858
Monthly in South El Monte, CA
$1,358
Difference

Home Values

Rancho Mirage
South El Monte
$825K
Median Value
$746K
↓ -3.8%
YoY Change
↓ -0.5%
↑ +45%
5-Year Change
↑ +34%

Homes in South El Monte are 10% less expensive than Rancho Mirage

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Rancho Mirage, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

South El Monte, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Additional Tax Information

Rancho Mirage, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

South El Monte, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Rancho Mirage
South El Monte
87 Moderate
Air Quality
80 Moderate
10.9%
Good Air Days
10.4%
100 Very High
Climate Risk
100 Very High
🔥🌊🌡
Top Hazards
🔥🌊🌅
▲+3.0°F
2050 Outlook
▲+2.3°F
100 days
Heat Days >95°F
5 days
▲+3.0°F
2050 Outlook
▲+2.3°F
100 days
Heat Days >95°F
5 days

Before moving from Rancho Mirage, CA to South El Monte, CA

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in South El Monte, CA for the same bedroom count and included utilities as your home in Rancho Mirage, CA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Rancho Mirage to South El Monte moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to South El Monte, CA by cost, housing, population and region.

Frequently Asked Questions: Rancho Mirage, CA vs South El Monte, CA

How do the cost estimates for Rancho Mirage, CA and South El Monte, CA compare?

South El Monte, CA has a modeled overall cost index 21.8% higher than Rancho Mirage, CA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Rancho Mirage, CA, the model estimates $166,299 in South El Monte, CA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Rancho Mirage, CA and South El Monte, CA?

The modeled two-bedroom rents are $2,230/month in Rancho Mirage, CA and $2,140/month in South El Monte, CA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

Similar cost to South El Monte, CA

Other cities in a similar price range

Want to compare different cities?

New Comparison