Is Phoenix, AZ cheaper than Rancho Palos Verdes, CA?

Based on cost of living data, Phoenix, AZ is 19.2% cheaper than Rancho Palos Verdes, CA. This translates to saving $1443 per month.

What salary do I need in Phoenix, AZ to live like I do in Rancho Palos Verdes, CA?

If you earn $150,000 in Rancho Palos Verdes, CA, you'd need approximately $132,678.234 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Rancho Palos Verdes, CA and Phoenix, AZ?

Housing in Phoenix, AZ is 33.4% cheaper than in Rancho Palos Verdes, CA. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $2,012/month in Rancho Palos Verdes, CA.

How much can I save per month by moving from Rancho Palos Verdes, CA to Phoenix, AZ?

Moving from Rancho Palos Verdes, CA to Phoenix, AZ could save you approximately $1443 per month, or $17322 per year, based on a $150,000 salary.

Rancho Palos Verdes, CA vs Phoenix, AZ: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Rancho Palos Verdes, CA — COL adjusted from Long Beach, CA area + state data

Current salary in Rancho Palos Verdes, CA

Numbers update automatically as you type

You'd save $1.4K/month moving to Phoenix, AZ

$150.0K in your current city equals $132.7K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Los Angeles-Long Beach-Anaheim, CA area

Overall Cost

↓ 19.2%

Less expensive

Monthly Impact

$1,443

Savings

Annual Impact

$17.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Rancho Palos Verdes, CA

Population:40K

Cost Index:100

Median Home:$976K

Phoenix, AZ

Population:1608K

Cost Index:81

Median Home:$414K

Rancho Palos Verdes, CA

The Golden State

40K

Population

State Tax

Yes

Located in California, this city has a population of 40K residents.

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Rancho Palos Verdes, CA vs Phoenix, AZ

Category	Rancho Palos Verdes, CA	Phoenix, AZ	Difference	Change
🏠Housing	$4,185/mo	$2,788/mo	↓ $1,396less	33.4%
🚗Transportation	$2,043/mo	$1,489/mo	↓ $554less	27.1%
🏥Healthcare	$537/mo	$589/mo	↑ $52.09more	9.7%
🛒Groceries	$1,011/mo	$963/mo	↓ $47.84less	4.7%
📦Other	$1,632/mo	$1,677/mo	↑ $45.14more	2.8%
⚡All Utilities	$542/mo	$561/mo	↑ $18.90more	3.5%

🏠Housing

↓ 33.4%

Rancho Palos Verdes, CA

$4,185

Phoenix, AZ

$2,788

Difference

$1,396

less

🚗Transportation

↓ 27.1%

Rancho Palos Verdes, CA

$2,043

Phoenix, AZ

$1,489

Difference

$554

less

🏥Healthcare

↑ 9.7%

Rancho Palos Verdes, CA

$537

Phoenix, AZ

$589

Difference

$52.09

🛒Groceries

↓ 4.7%

Rancho Palos Verdes, CA

$1,011

Phoenix, AZ

$963

Difference

$47.84

less

📦Other

↑ 2.8%

Rancho Palos Verdes, CA

$1,632

Phoenix, AZ

$1,677

Difference

$45.14

⚡All Utilities

↑ 3.5%

Rancho Palos Verdes, CA

$542

Phoenix, AZ

$561

Difference

$18.90

🏠Rent Comparison

Studio

From$1,328

To$1,390

↑ $62.00

1 Bed

From$1,569

To$1,510

↓ $59.00

2 Bed

From$2,012

To$1,750

↓ $262

3 Bed

From$2,897

To$2,330

↓ $567

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,950

Monthly in Rancho Palos Verdes, CA

$8,068

Monthly in Phoenix, AZ

$1,882

Difference

Home Values

Rancho Palos Verdes

Phoenix

Median Value

$414K

YoY Change

↓ -3.1%

5-Year Change

↑ +30.2%

Price Range

$274K - $957K

Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $5.4K

Per year

Monthly Difference

$449

More take-home

Effective Rate Diff

3.6%

Rate difference

Rancho Palos Verdes, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Rancho Palos Verdes, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.