Is St. Louis, MO cheaper than Rancho Palos Verdes, CA?

Based on cost of living data, St. Louis, MO is 31.9% cheaper than Rancho Palos Verdes, CA. This translates to saving $2394 per month.

What salary do I need in St. Louis, MO to live like I do in Rancho Palos Verdes, CA?

If you earn $150,000 in Rancho Palos Verdes, CA, you'd need approximately $121,269.442 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Rancho Palos Verdes, CA and St. Louis, MO?

Housing in St. Louis, MO is 55.3% cheaper than in Rancho Palos Verdes, CA. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $2,012/month in Rancho Palos Verdes, CA.

How much can I save per month by moving from Rancho Palos Verdes, CA to St. Louis, MO?

Moving from Rancho Palos Verdes, CA to St. Louis, MO could save you approximately $2394 per month, or $28731 per year, based on a $150,000 salary.

Rancho Palos Verdes, CA vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Rancho Palos Verdes, CA — COL adjusted from Long Beach, CA area + state data

Current salary in Rancho Palos Verdes, CA

Numbers update automatically as you type

You'd save $2.4K/month moving to St. Louis, MO

$150.0K in your current city equals $121.3K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from Los Angeles-Long Beach-Anaheim, CA area

Overall Cost

↓ 31.9%

Less expensive

Monthly Impact

$2,394

Savings

Annual Impact

$28.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Rancho Palos Verdes, CA

Population:40K

Cost Index:100

Median Home:$976K

St. Louis, MO

Population:302K

Cost Index:68

Median Home:$145K

Rancho Palos Verdes, CA

The Golden State

40K

Population

State Tax

Yes

Located in California, this city has a population of 40K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Rancho Palos Verdes, CA vs St. Louis, MO

Category	Rancho Palos Verdes, CA	St. Louis, MO	Difference	Change
🏠Housing	$4,185/mo	$1,871/mo	↓ $2,313less	55.3%
🚗Transportation	$2,043/mo	$1,216/mo	↓ $827less	40.5%
🛒Groceries	$1,011/mo	$949/mo	↓ $61.83less	6.1%
📦Other	$1,632/mo	$1,607/mo	↓ $25.17less	1.5%
🏥Healthcare	$537/mo	$527/mo	↓ $9.87less	1.8%
⚡All Utilities	$542/mo	$535/mo	↓ $6.78less	1.3%

🏠Housing

↓ 55.3%

Rancho Palos Verdes, CA

$4,185

St. Louis, MO

$1,871

Difference

$2,313

less

🚗Transportation

↓ 40.5%

Rancho Palos Verdes, CA

$2,043

St. Louis, MO

$1,216

Difference

$827

less

🛒Groceries

↓ 6.1%

Rancho Palos Verdes, CA

$1,011

St. Louis, MO

$949

Difference

$61.83

less

📦Other

↓ 1.5%

Rancho Palos Verdes, CA

$1,632

St. Louis, MO

$1,607

Difference

$25.17

less

🏥Healthcare

↓ 1.8%

Rancho Palos Verdes, CA

$537

St. Louis, MO

$527

Difference

$9.87

less

⚡All Utilities

↓ 1.3%

Rancho Palos Verdes, CA

$542

St. Louis, MO

$535

Difference

$6.78

less

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Rancho Palos Verdes, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,328

To$910

↓ $418

1 Bed

From$1,569

To$950

↓ $619

2 Bed

From$2,012

To$1,160

↓ $852

3 Bed

From$2,897

To$1,490

↓ $1,407

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,950

Monthly in Rancho Palos Verdes, CA

$6,705

Monthly in St. Louis, MO

$3,244

Difference

Home Values

Rancho Palos Verdes

St. Louis

Median Value

$145K

YoY Change

↓ -0.8%

5-Year Change

↑ +10.9%

Price Range

$38K - $302K

Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.7K

Per year

Monthly Difference

$225

More take-home

Effective Rate Diff

1.8%

Rate difference

Rancho Palos Verdes, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Rancho Palos Verdes, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.