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Cost of Living Comparison 2026

📍 Rapid City, SD — COL adjusted from Denver, CO area + state data

$

Numbers update automatically as you type

You'd spend $1.9K/month more in Nashville, TN

$150.0K in your current city equals $172.5K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 25.0%
More expensive
Monthly Impact
$1,878
Extra cost
Annual Impact
$22.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Rapid City, SD

Population:79K
Cost Index:100
Median Home:$513K

Nashville, TN

Population:689K
Cost Index:125
Median Home:$489K

Rapid City, SD

The Mount Rushmore State

79K
Population
State Tax
No Income Tax

Located in South Dakota, this city has a population of 79K residents.

💡 Advantage: South Dakota has no state income tax!

Nashville, TN

The Volunteer State

689K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • •Music City USA
  • •Country music capital
  • •Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Rapid City, SD vs Nashville, TN

📦Other
↑ 46.1%
Rapid City, SD
$1,329
Nashville, TN
$1,942
Difference
$613
more
🏠Housing
↑ 21.1%
Rapid City, SD
$2,189
Nashville, TN
$2,651
Difference
$461
more
🚗Transportation
↑ 17.3%
Rapid City, SD
$1,094
Nashville, TN
$1,284
Difference
$190
more
⚡All Utilities
↑ 15.6%
Rapid City, SD
$449
Nashville, TN
$519
Difference
$69.90
more
🏥Healthcare
↑ 11.0%
Rapid City, SD
$547
Nashville, TN
$607
Difference
$60.31
more
🛒Groceries
↑ 6.6%
Rapid City, SD
$891
Nashville, TN
$949
Difference
$58.65
more

🏠Rent Comparison

Studio
From$859
To$1,600
↑ $741
1 Bed
From$987
To$1,680
↑ $693
2 Bed
From$1,241
To$1,840
↑ $599
3 Bed
From$1,719
To$2,350
↑ $631
Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,499
Monthly in Rapid City, SD
$7,952
Monthly in Nashville, TN
$1,453
Difference

Home Values

Rapid City
Nashville
-
Median Value
$489K
-
YoY Change
↓ -2.1%
-
5-Year Change
↑ +32.1%
-
Price Range
$320K - $1.16M
Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Rapid City, SD

Federal Income Tax
Effective: 18.9%
$25.5K
South Dakota State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Nashville, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Rapid City, SD Tax Rates

Sales Tax:6.4%
Property Tax:1.3%

Nashville, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Rapid City
Nashville
55 Moderate
Air Quality
50 Good
35.2%
Good Air Days
51.6%
95 High
Climate Risk
97 High
🌊🌪💨
Top Hazards
🌊🫨🌪
▲+3.3°F
2050 Outlook
▲+2.8°F
28 days
Heat Days >95°F
42 days
▲+3.3°F
2050 Outlook
▲+2.8°F
28 days
Heat Days >95°F
42 days

💰 See how taxes change too — compare take-home pay between South Dakota and Tennessee on TaxTakeHome.com

Similar cost to Nashville, TN

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