Raritan, NJ vs Pompton Lakes, NJ: Cost of Living

Which city costs less?

Pompton Lakes, NJ has a modeled overall cost index 0.8% higher than Raritan, NJ.

Raritan, NJ · modeled 2BR rent: $2,550 / month
Pompton Lakes, NJ · modeled 2BR rent: $2,370 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Raritan, NJ and Pompton Lakes, NJ using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Raritan, NJ

Numbers update automatically as you type

Estimated extra cost: $49.19/month in Pompton Lakes, NJ

$150,000 in your current city has a modeled equivalent of $150,590 in Pompton Lakes, NJ

Regional cost estimates: Raritan, NJ uses Newark, NJ. Pompton Lakes, NJ uses Newark, NJ. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 0.8%

More expensive

Monthly Impact

$49.19

Extra cost

Annual Impact

$590

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Raritan, NJ

Population:8K

Cost Index:

99.4

100 = national average

Typical Home:$533K

Pompton Lakes, NJ

Population:11K

Cost Index:

100.1

100 = national average

Typical Home:$544K

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Raritan, NJ

The Garden State

Population

State Tax

Yes

Located in New Jersey, this city has a population of 8K residents.

Pompton Lakes, NJ

The Garden State

11K

Population

State Tax

Yes

Located in New Jersey, this city has a population of 11K residents.

Cost Breakdown by Category

Estimated monthly spending: Raritan, NJ vs Pompton Lakes, NJ

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Raritan, NJ	Pompton Lakes, NJ	Difference	Change
Housing	$1,874/mo	$1,889/mo	↑ $14.51more	0.8%
Other	$1,866/mo	$1,880/mo	↑ $14.45more	0.8%
Transportation	$1,472/mo	$1,484/mo	↑ $11.40more	0.8%
Groceries	$1,056/mo	$1,060/mo	↑ $4.08more	0.4%
Healthcare	$660/mo	$663/mo	↑ $2.55more	0.4%
All Utilities	$572/mo	$574/mo	↑ $2.21more	0.4%

Housing

↑ 0.8%

Raritan, NJ

$1,874

Pompton Lakes, NJ

$1,889

Difference

$14.51

Other

↑ 0.8%

Raritan, NJ

$1,866

Pompton Lakes, NJ

$1,880

Difference

$14.45

Transportation

↑ 0.8%

Raritan, NJ

$1,472

Pompton Lakes, NJ

$1,484

Difference

$11.40

Groceries

↑ 0.4%

Raritan, NJ

$1,056

Pompton Lakes, NJ

$1,060

Difference

$4.08

Healthcare

↑ 0.4%

Raritan, NJ

$660

Pompton Lakes, NJ

$663

Difference

$2.55

All Utilities

↑ 0.4%

Raritan, NJ

$572

Pompton Lakes, NJ

$574

Difference

$2.21

🏠Rent Comparison

Studio

From$1,850

To$1,810

↓ $40.00

1 Bed

From$2,030

To$2,060

↑ $30.00

2 Bed

From$2,550

To$2,370

↓ $180

3 Bed

From$3,060

To$2,890

↓ $170

Raritan, NJZIP-level data

1BR range: $2,030–$2,030/mo

Pompton Lakes, NJZIP-level data

1BR range: $2,060–$2,060/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Raritan, NJ

$7,549

Monthly in Pompton Lakes, NJ

$49.19

Difference

Home Values

Raritan

Pompton Lakes

$533K

Median Value

$544K

↑ +1.2%

YoY Change

↑ +3.3%

↑ +34.9%

5-Year Change

↑ +44.4%

Homes in Pompton Lakes are 2% more expensive than Raritan

Calculate payment - Raritan Calculate payment - Pompton Lakes

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Raritan, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

Pompton Lakes, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

Additional Tax Information

Raritan, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

Pompton Lakes, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Raritan

Pompton Lakes

98 High

Climate Risk

98 High

🌊🌡🌪

Top Hazards

🌊🌡🌪

▲+2.9°F

2050 Outlook

▲+2.9°F

15 days

Heat Days >95°F

15 days

▲+2.9°F

2050 Outlook

▲+2.9°F

15 days

Heat Days >95°F

15 days

Before moving from Raritan, NJ to Pompton Lakes, NJ

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Pompton Lakes, NJ for the same bedroom count and included utilities as your home in Raritan, NJ. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Raritan to Pompton Lakes moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Pompton Lakes, NJ by cost, housing, population and region.

Frequently Asked Questions: Raritan, NJ vs Pompton Lakes, NJ

How do the cost estimates for Raritan, NJ and Pompton Lakes, NJ compare?

Pompton Lakes, NJ has a modeled overall cost index 0.8% higher than Raritan, NJ. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Raritan, NJ, the model estimates $150,590 in Pompton Lakes, NJ. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Raritan, NJ and Pompton Lakes, NJ?

The modeled two-bedroom rents are $2,550/month in Raritan, NJ and $2,370/month in Pompton Lakes, NJ. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.