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Cost of Living Comparison 2026

๐Ÿ“ Raytown, MO โ€” ZIP-level rent data ยท COL adjusted from Kansas City, MO area

$

Numbers update automatically as you type

You'd spend $1.7K/month more in Phoenix, AZ

$150.0K in your current city equals $170.0K in Phoenix, AZ

Rent data from HUD ZIP-level estimates ยท COL index from Kansas City, MO-KS area
Overall Cost
โ†‘ 22.3%
More expensive
Monthly Impact
$1,669
Extra cost
Annual Impact
$20.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Raytown, MO

Population:29K
Cost Index:100
Median Home:$199K

Phoenix, AZ

Population:1608K
Cost Index:122
Median Home:$414K

Raytown, MO

The Show-Me State

29K
Population
State Tax
Yes

Located in Missouri, this city has a population of 29K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • โ€ขFastest growing major city
  • โ€ขDesert metropolis
  • โ€ขSpring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Raytown, MO vs Phoenix, AZ

๐Ÿ Housing
โ†‘ 56.9%
Raytown, MO
$1,777
Phoenix, AZ
$2,788
Difference
$1,012
more
๐Ÿš—Transportation
โ†‘ 30.6%
Raytown, MO
$1,140
Phoenix, AZ
$1,489
Difference
$349
more
๐Ÿ“ฆOther
โ†‘ 11.3%
Raytown, MO
$1,507
Phoenix, AZ
$1,677
Difference
$170
more
๐Ÿ›’Groceries
โ†‘ 4.8%
Raytown, MO
$919
Phoenix, AZ
$963
Difference
$43.94
more
โšกAll Utilities
โ†‘ 8.2%
Raytown, MO
$519
Phoenix, AZ
$561
Difference
$42.58
more
๐ŸฅHealthcare
โ†‘ 0.1%
Raytown, MO
$588
Phoenix, AZ
$589
Difference
$0.57
more

๐Ÿ Rent Comparison

Studio
From$817
To$1,390
โ†‘ $573
1 Bed
From$893
To$1,510
โ†‘ $617
2 Bed
From$1,012
To$1,750
โ†‘ $738
3 Bed
From$1,319
To$2,330
โ†‘ $1,011
Raytown, MOZIP-level data

1BR range: $1,110โ€“$1,130/mo

Phoenix, AZZIP-level data

1BR range: $1,300โ€“$2,380/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,450
Monthly in Raytown, MO
$8,068
Monthly in Phoenix, AZ
$1,618
Difference

Home Values

Raytown
Phoenix
$199K
Median Value
$414K
โ†‘ +0.1%
YoY Change
โ†“ -3.1%
โ†‘ +39.6%
5-Year Change
โ†‘ +30.2%
$194K - $203K
Price Range
$274K - $957K

Homes in Phoenix are 108% more expensive than Raytown

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $2.7K
Per year
Monthly Difference
$225
More take-home
Effective Rate Diff
1.8%
Rate difference

Raytown, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Raytown, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Raytown
Phoenix
46 Good
Air Quality
77 Moderate
59.3%
Good Air Days
9%
97 High
Climate Risk
100 Very High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
โ–ฒ+3.3ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
44 days
Heat Days >95ยฐF
162 days
โ–ฒ+3.3ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
44 days
Heat Days >95ยฐF
162 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Missouri and Arizona on TaxTakeHome.com

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