Red Bank, TN vs Orange Park, FL: Cost of Living

Which city costs less?

Orange Park, FL has a modeled overall cost index 1.8% lower than Red Bank, TN.

Red Bank, TN · modeled 2BR rent
$1,580 / month
Orange Park, FL · modeled 2BR rent
$1,785 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Red Bank, TN and Orange Park, FL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $144/month in Orange Park, FL

$150,000 in your current city has a modeled equivalent of $148,275 in Orange Park, FL

Regional cost estimates: Red Bank, TN uses Atlanta, GA. Orange Park, FL uses Jacksonville, FL. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 1.8%
Less expensive
Monthly Impact
$144
Savings
Annual Impact
$1.7K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Red Bank, TN

Population:12K
Cost Index:
86.1
100 = national average
Typical Home:$321K

Orange Park, FL

Population:9K
Cost Index:
84.5
100 = national average
Typical Home:$306K

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Red Bank, TN

The Volunteer State

12K
Population
State Tax
No Income Tax

Located in Tennessee, this city has a population of 12K residents.

💡 Advantage: Tennessee has no state income tax!

Orange Park, FL

The Sunshine State

9K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 9K residents.

💡 Advantage: Florida has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Red Bank, TN vs Orange Park, FL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 6.8%
Red Bank, TN
$2,187
Orange Park, FL
$2,038
Difference
$149
less
Other
↓ 6.6%
Red Bank, TN
$1,782
Orange Park, FL
$1,664
Difference
$118
less
Groceries
↑ 11.8%
Red Bank, TN
$986
Orange Park, FL
$1,102
Difference
$116
more
Transportation
↓ 1.8%
Red Bank, TN
$1,340
Orange Park, FL
$1,316
Difference
$24.29
less
All Utilities
↑ 3.3%
Red Bank, TN
$601
Orange Park, FL
$620
Difference
$19.57
more
Healthcare
↑ 1.9%
Red Bank, TN
$605
Orange Park, FL
$616
Difference
$11.50
more

🏠Rent Comparison

Studio
From$1,380
To$1,460
↑ $80.00
1 Bed
From$1,440
To$1,490
↑ $50.00
2 Bed
From$1,580
To$1,785
↑ $205
3 Bed
From$1,970
To$2,200
↑ $230
Red Bank, TNZIP-level data

1BR range: $1,440–$1,440/mo

Orange Park, FLZIP-level data

1BR range: $1,370–$1,610/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Red Bank, TN
$7,356
Monthly in Orange Park, FL
$144
Difference

Home Values

Red Bank
Orange Park
$321K
Median Value
$306K
↓ -1.2%
YoY Change
↓ -3%
↑ +35.3%
5-Year Change
↑ +33%
$321K
Price Range
$292K - $321K

Homes in Orange Park are 5% less expensive than Red Bank

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Red Bank, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Orange Park, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Red Bank, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

Orange Park, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Red Bank
Orange Park
50 Good
Air Quality
50 Good
50.8%
Good Air Days
51.9%
96 High
Climate Risk
97 High
🌊🌪💨
Top Hazards
🌊🌅🌀
▲+2.7°F
2050 Outlook
▲+2.3°F
28 days
Heat Days >95°F
36 days
▲+2.7°F
2050 Outlook
▲+2.3°F
28 days
Heat Days >95°F
36 days

Before moving from Red Bank, TN to Orange Park, FL

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Orange Park, FL for the same bedroom count and included utilities as your home in Red Bank, TN. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Red Bank to Orange Park moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Orange Park, FL by cost, housing, population and region.

Frequently Asked Questions: Red Bank, TN vs Orange Park, FL

How do the cost estimates for Red Bank, TN and Orange Park, FL compare?

Orange Park, FL has a modeled overall cost index 1.8% lower than Red Bank, TN. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Red Bank, TN, the model estimates $148,275 in Orange Park, FL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Red Bank, TN and Orange Park, FL?

The modeled two-bedroom rents are $1,580/month in Red Bank, TN and $1,785/month in Orange Park, FL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Tennessee and Florida on TaxTakeHome.com

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