Is Indianapolis, IN cheaper than Redding, CA?

Based on cost of living data, Indianapolis, IN is 10.1% cheaper than Redding, CA. This translates to saving $760 per month.

What salary do I need in Indianapolis, IN to live like I do in Redding, CA?

If you earn $150,000 in Redding, CA, you'd need approximately $140,882.461 in Indianapolis, IN to maintain the same standard of living.

How does housing cost compare between Redding, CA and Indianapolis, IN?

Housing in Indianapolis, IN is 28.6% cheaper than in Redding, CA. For a two-bedroom apartment, rent is $1,360/month in Indianapolis, IN compared to $1,083/month in Redding, CA.

How much can I save per month by moving from Redding, CA to Indianapolis, IN?

Moving from Redding, CA to Indianapolis, IN could save you approximately $760 per month, or $9118 per year, based on a $150,000 salary.

Redding, CA vs Indianapolis, IN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Redding, CA — ZIP-level rent data · COL adjusted from Sacramento, CA area

Current salary in Redding, CA

Numbers update automatically as you type

You'd save $760/month moving to Indianapolis, IN

$150.0K in your current city equals $140.9K in Indianapolis, IN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 10.1%

Less expensive

Monthly Impact

$760

Savings

Annual Impact

$9.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Redding, CA

Population:93K

Cost Index:100

Median Home:$373K

Indianapolis, IN

Population:888K

Cost Index:90

Median Home:$176K

Redding, CA

The Golden State

93K

Population

State Tax

Yes

Located in California, this city has a population of 93K residents.

Indianapolis, IN

The Hoosier State

888K

Population

State Tax

Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Redding, CA vs Indianapolis, IN

Category	Redding, CA	Indianapolis, IN	Difference	Change
🏠Housing	$2,729/mo	$1,949/mo	↓ $780less	28.6%
📦Other	$1,496/mo	$1,590/mo	↑ $94.41more	6.3%
🛒Groceries	$963/mo	$919/mo	↓ $44.17less	4.6%
⚡All Utilities	$482/mo	$503/mo	↑ $20.58more	4.3%
🏥Healthcare	$564/mo	$582/mo	↑ $18.82more	3.3%
🚗Transportation	$1,175/mo	$1,188/mo	↑ $12.97more	1.1%

🏠Housing

↓ 28.6%

Redding, CA

$2,729

Indianapolis, IN

$1,949

Difference

$780

less

📦Other

↑ 6.3%

Redding, CA

$1,496

Indianapolis, IN

$1,590

Difference

$94.41

🛒Groceries

↓ 4.6%

Redding, CA

$963

Indianapolis, IN

$919

Difference

$44.17

less

⚡All Utilities

↑ 4.3%

Redding, CA

$482

Indianapolis, IN

$503

Difference

$20.58

🏥Healthcare

↑ 3.3%

Redding, CA

$564

Indianapolis, IN

$582

Difference

$18.82

🚗Transportation

↑ 1.1%

Redding, CA

$1,175

Indianapolis, IN

$1,188

Difference

$12.97

🏛️ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Redding, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$802

To$1,030

↑ $228

1 Bed

From$823

To$1,170

↑ $347

2 Bed

From$1,083

To$1,360

↑ $277

3 Bed

From$1,505

To$1,760

↑ $255

Redding, CAZIP-level data

1BR range: $1,170–$1,360/mo

Indianapolis, INZIP-level data

1BR range: $1,080–$1,870/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,409

Monthly in Redding, CA

$6,732

Monthly in Indianapolis, IN

$677

Difference

Home Values

Redding

Indianapolis

$373K

Median Value

$176K

↓ -1.3%

YoY Change

↓ -1.1%

↑ +18.2%

5-Year Change

↑ +26.9%

$368K - $394K

Price Range

$109K - $340K

Homes in Indianapolis are 53% less expensive than Redding

Calculate payment - Redding Calculate payment - Indianapolis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $5.8K

Per year

Monthly Difference

$482

More take-home

Effective Rate Diff

3.9%

Rate difference

Redding, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Indianapolis, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

Additional Tax Information

Redding, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Indianapolis, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.