Redfield, SD vs Oakland City, IN: Cost of Living

Which city costs less?

Oakland City, IN has a modeled overall cost index 18.7% higher than Redfield, SD.

Redfield, SD · modeled 2BR rent
$930 / month
Oakland City, IN · modeled 2BR rent
$1,020 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Redfield, SD and Oakland City, IN using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $1,124/month in Oakland City, IN

$150,000 in your current city has a modeled equivalent of $163,484 in Oakland City, IN

Regional cost estimates: Redfield, SD uses Minneapolis, MN. Oakland City, IN uses Louisville, KY. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 18.7%
More expensive
Monthly Impact
$1,124
Extra cost
Annual Impact
$13.5K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Redfield, SD

Population:2K
Cost Index:
66.8
100 = national average
Typical Home:$152K

Oakland City, IN

Population:2K
Cost Index:
79.3
100 = national average
Typical Home:$158K

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Redfield, SD

The Mount Rushmore State

2K
Population
State Tax
No Income Tax

Located in South Dakota, this city has a population of 2K residents.

💡 Advantage: South Dakota has no state income tax!

Oakland City, IN

The Hoosier State

2K
Population
State Tax
Yes

Located in Indiana, this city has a population of 2K residents.

Cost Breakdown by Category

Estimated monthly spending: Redfield, SD vs Oakland City, IN

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Other
↑ 27.7%
Redfield, SD
$1,548
Oakland City, IN
$1,977
Difference
$429
more
Transportation
↑ 35.4%
Redfield, SD
$1,204
Oakland City, IN
$1,630
Difference
$427
more
Housing
↑ 8.2%
Redfield, SD
$2,204
Oakland City, IN
$2,384
Difference
$180
more
Groceries
↑ 11.3%
Redfield, SD
$1,142
Oakland City, IN
$1,270
Difference
$129
more
Healthcare
↓ 11.0%
Redfield, SD
$838
Oakland City, IN
$747
Difference
$91.93
less
All Utilities
↑ 9.1%
Redfield, SD
$564
Oakland City, IN
$615
Difference
$51.29
more

🏠Rent Comparison

Studio
From$640
To$770
↑ $130
1 Bed
From$770
To$780
↑ $10.00
2 Bed
From$930
To$1,020
↑ $90.00
3 Bed
From$1,120
To$1,290
↑ $170
Redfield, SDZIP-level data

1BR range: $770–$770/mo

Oakland City, INZIP-level data

1BR range: $780–$780/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Redfield, SD
$8,624
Monthly in Oakland City, IN
$1,124
Difference

Home Values

Redfield
Oakland City
$152K
Median Value
$158K
↑ +11.4%
YoY Change
↑ +5.1%
↑ +46.9%
5-Year Change
↑ +41.5%

Homes in Oakland City are 4% more expensive than Redfield

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $4.8K
More taxes
Monthly Difference
$404
Less take-home
Effective Rate Diff
3.2%
Rate difference

Redfield, SD

Federal Income Tax
Effective: 18.9%
$25.5K
South Dakota State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Oakland City, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

Redfield, SD Tax Rates

Sales Tax:6.4%
Property Tax:1.3%

Oakland City, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Redfield
Oakland City
42 Good
Air Quality
50 Good
66.4%
Good Air Days
50.8%
98 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.6°F
2050 Outlook
▲+2.9°F
14 days
Heat Days >95°F
37 days
▲+3.6°F
2050 Outlook
▲+2.9°F
14 days
Heat Days >95°F
37 days

Before moving from Redfield, SD to Oakland City, IN

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Oakland City, IN for the same bedroom count and included utilities as your home in Redfield, SD. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Redfield to Oakland City moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Oakland City, IN by cost, housing, population and region.

Frequently Asked Questions: Redfield, SD vs Oakland City, IN

How do the cost estimates for Redfield, SD and Oakland City, IN compare?

Oakland City, IN has a modeled overall cost index 18.7% higher than Redfield, SD. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Redfield, SD, the model estimates $163,484 in Oakland City, IN. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Redfield, SD and Oakland City, IN?

The modeled two-bedroom rents are $930/month in Redfield, SD and $1,020/month in Oakland City, IN. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between South Dakota and Indiana on TaxTakeHome.com

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