Reed City, MI vs New London, OH: Cost of Living

Which city costs less?

New London, OH has a modeled overall cost index 6.0% higher than Reed City, MI.

Reed City, MI · modeled 2BR rent
$970 / month
New London, OH · modeled 2BR rent
$970 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Reed City, MI and New London, OH using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $405/month in New London, OH

$150,000 in your current city has a modeled equivalent of $154,860 in New London, OH

Regional cost estimates: Reed City, MI uses Milwaukee, WI. New London, OH uses Cleveland, OH. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 6.0%
More expensive
Monthly Impact
$405
Extra cost
Annual Impact
$4.9K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Reed City, MI

Population:3K
Cost Index:
71.7
100 = national average
Typical Home:$186K

New London, OH

Population:2K
Cost Index:
76.0
100 = national average
Typical Home:$191K

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Reed City, MI

The Great Lakes State

3K
Population
State Tax
Yes

Located in Michigan, this city has a population of 3K residents.

New London, OH

The Buckeye State

2K
Population
State Tax
Yes

Located in Ohio, this city has a population of 2K residents.

Cost Breakdown by Category

Estimated monthly spending: Reed City, MI vs New London, OH

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Other
↑ 14.0%
Reed City, MI
$1,672
New London, OH
$1,906
Difference
$234
more
Transportation
↑ 14.3%
Reed City, MI
$1,464
New London, OH
$1,673
Difference
$209
more
Healthcare
↓ 20.5%
Reed City, MI
$843
New London, OH
$670
Difference
$173
less
Groceries
↑ 9.6%
Reed City, MI
$1,125
New London, OH
$1,233
Difference
$108
more
Housing
↑ 1.8%
Reed City, MI
$1,801
New London, OH
$1,833
Difference
$32.00
more
All Utilities
↓ 0.9%
Reed City, MI
$596
New London, OH
$591
Difference
$5.07
less

🏠Rent Comparison

Studio
From$730
To$730
→ $0
1 Bed
From$740
To$750
↑ $10.00
2 Bed
From$970
To$970
→ $0
3 Bed
From$1,200
To$1,220
↑ $20.00
Reed City, MIZIP-level data

1BR range: $740–$740/mo

New London, OHZIP-level data

1BR range: $750–$750/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Reed City, MI
$7,905
Monthly in New London, OH
$405
Difference

Home Values

Reed City
New London
$186K
Median Value
$191K
↑ +5.6%
YoY Change
↑ +5.8%
↑ +35.5%
5-Year Change
↑ +36.9%

Homes in New London are 2% more expensive than Reed City

Calculate payment - Reed CityCalculate payment - New London

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $1.9K
Per year
Monthly Difference
$162
More take-home
Effective Rate Diff
1.3%
Rate difference

Reed City, MI

Federal Income Tax
Effective: 18.9%
$25.5K
Michigan State Tax
Effective: 4.3%
$6.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.9%
$43.4K
Take-Home Pay
$8,884/month
$106.6K

New London, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Additional Tax Information

Reed City, MI Tax Rates

Sales Tax:6.0%
Property Tax:1.4%

New London, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Reed City
New London
43 Good
Air Quality
54 Moderate
68.6%
Good Air Days
37.2%
98 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.3°F
2050 Outlook
▲+3.3°F
13 days
Heat Days >95°F
11 days
▲+3.3°F
2050 Outlook
▲+3.3°F
13 days
Heat Days >95°F
11 days

Before moving from Reed City, MI to New London, OH

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in New London, OH for the same bedroom count and included utilities as your home in Reed City, MI. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Reed City to New London moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to New London, OH by cost, housing, population and region.

Frequently Asked Questions: Reed City, MI vs New London, OH

How do the cost estimates for Reed City, MI and New London, OH compare?

New London, OH has a modeled overall cost index 6.0% higher than Reed City, MI. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Reed City, MI, the model estimates $154,860 in New London, OH. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Reed City, MI and New London, OH?

The modeled two-bedroom rents are $970/month in Reed City, MI and $970/month in New London, OH. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Michigan and Ohio on TaxTakeHome.com

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