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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $625/month more in Moreno Valley, CA

$150.0K in your current city equals $157.5K in Moreno Valley, CA

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 8.3%
More expensive
Monthly Impact
$625
Extra cost
Annual Impact
$7.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Reno, NV

Population:264K
Cost Index:
100
100 = national average
Median Home:$450K

Moreno Valley, CA

Population:212K
Cost Index:
108
(8% above avg)
Median Home:$560K

Reno, NV

The Silver State

264K
Population
State Tax
No Income Tax

Located in Nevada, this city has a population of 264K residents.

๐Ÿ’ก Advantage: Nevada has no state income tax!

Moreno Valley, CA

The Golden State

212K
Population
State Tax
Yes

Located in California, this city has a population of 212K residents.

Cost Breakdown by Category

Annual spending: Reno, NV vs Moreno Valley, CA

Transportation
โ†‘ 39.8%
Reno, NV
$1,544
Moreno Valley, CA
$2,158
Difference
$615
more
Housing
โ†‘ 17.4%
Reno, NV
$2,989
Moreno Valley, CA
$3,508
Difference
$520
more
Healthcare
โ†“ 12.7%
Reno, NV
$632
Moreno Valley, CA
$551
Difference
$80.54
less
Other
โ†“ 2.8%
Reno, NV
$1,774
Moreno Valley, CA
$1,724
Difference
$50.22
less
All Utilities
โ†‘ 9.7%
Reno, NV
$508
Moreno Valley, CA
$557
Difference
$49.18
more
Groceries
โ†’ 0.0%
Reno, NV
$1,039
Moreno Valley, CA
$1,039
Difference
$0
same

๐Ÿ Rent Comparison

Studio
From$1,290
To$1,970
โ†‘ $680
1 Bed
From$1,490
To$2,070
โ†‘ $580
2 Bed
From$1,870
To$2,560
โ†‘ $690
3 Bed
From$2,540
To$3,390
โ†‘ $850
Reno, NVZIP-level data

1BR range: $1,240โ€“$1,820/mo

Moreno Valley, CAZIP-level data

1BR range: $1,970โ€“$2,360/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,486
Monthly in Reno, NV
$9,539
Monthly in Moreno Valley, CA
$1,053
Difference

Home Values

Reno
Moreno Valley
$450K
Median Value
$560K
โ†“ -0.9%
YoY Change
โ†“ -2.6%
โ†‘ +27.1%
5-Year Change
โ†‘ +38.4%
$345K - $1.07M
Price Range
$510K - $606K

Homes in Moreno Valley are 25% more expensive than Reno

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $10.6K
More taxes
Monthly Difference
$886
Less take-home
Effective Rate Diff
7.1%
Rate difference

Reno, NV

Federal Income Tax
Effective: 18.9%
$25.5K
Nevada State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Moreno Valley, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Additional Tax Information

Reno, NV Tax Rates

Sales Tax:8.2%
Property Tax:0.6%

Moreno Valley, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Reno
Moreno Valley
50 Good
Air Quality
87 Moderate
51.4%
Good Air Days
11.7%
97 High
Climate Risk
100 Very High
๐Ÿ”ฅ๐ŸŒŠ๐Ÿซจ
Top Hazards
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
โ–ฒ+2.9ยฐF
2050 Outlook
โ–ฒ+2.9ยฐF
46 days
Heat Days >95ยฐF
89 days
โ–ฒ+2.9ยฐF
2050 Outlook
โ–ฒ+2.9ยฐF
46 days
Heat Days >95ยฐF
89 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Nevada and California on TaxTakeHome.com

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