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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd save $908/month moving to Nashville, TN

$150.0K in your current city equals $139.1K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from Riverside-San Bernardino-Ontario, CA area
Overall Cost
12.1%
Less expensive
Monthly Impact
$908
Savings
Annual Impact
$10.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Rialto, CA

Population:103K
Cost Index:
100
100 = national average
Median Home:$594K

Nashville, TN

Population:689K
Cost Index:
88
(12% below avg)
Median Home:$489K

Rialto, CA

The Golden State

103K
Population
State Tax
Yes

Located in California, this city has a population of 103K residents.

Nashville, TN

The Volunteer State

689K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • Music City USA
  • Country music capital
  • Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Rialto, CA vs Nashville, TN

Transportation
39.6%
Rialto, CA
$2,125
Nashville, TN
$1,284
Difference
$841
less
Housing
19.0%
Rialto, CA
$3,271
Nashville, TN
$2,651
Difference
$620
less
Other
14.4%
Rialto, CA
$1,698
Nashville, TN
$1,942
Difference
$244
more
Groceries
8.0%
Rialto, CA
$1,031
Nashville, TN
$949
Difference
$81.99
less
Healthcare
11.0%
Rialto, CA
$547
Nashville, TN
$607
Difference
$59.97
more
All Utilities
6.1%
Rialto, CA
$553
Nashville, TN
$519
Difference
$33.99
less

🏠Rent Comparison

Studio
From$1,586
To$1,600
$14.00
1 Bed
From$1,666
To$1,680
$14.00
2 Bed
From$2,063
To$1,840
$223
3 Bed
From$2,729
To$2,350
$379
Rialto, CAZIP-level data

1BR range: $1,740$2,240/mo

Nashville, TNZIP-level data

1BR range: $1,320$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,226
Monthly in Rialto, CA
$7,952
Monthly in Nashville, TN
$1,273
Difference

Home Values

Rialto
Nashville
$594K
Median Value
$489K
↓ -1.8%
YoY Change
↓ -2.1%
↑ +35.6%
5-Year Change
↑ +32.1%
$556K - $632K
Price Range
$320K - $1.16M

Homes in Nashville are 18% less expensive than Rialto

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$10.6K
Per year
Monthly Difference
$886
More take-home
Effective Rate Diff
7.1%
Rate difference

Rialto, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Nashville, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Rialto, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Nashville, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Rialto
Nashville
87 Moderate
Air Quality
50 Good
10.9%
Good Air Days
51.6%
100 Very High
Climate Risk
97 High
🔥🌊🌡
Top Hazards
🌊🫨🌪
+2.8°F
2050 Outlook
+2.8°F
82 days
Heat Days >95°F
42 days
+2.8°F
2050 Outlook
+2.8°F
82 days
Heat Days >95°F
42 days

What to Consider When Moving from Rialto, CA to Nashville, TN

Relocating from Rialto, CA to Nashville, TN involves more than just comparing rent prices. While the overall cost of living is about 12% lower in Nashville, TN, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Nashville, TN is 19% cheaper than in Rialto, CA. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Nashville, TN pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Nashville, TN to match your current standard of living in Rialto, CA.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Nashville, TN for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Rialto, CA vs Nashville, TN

Is Nashville, TN cheaper than Rialto, CA?

Yes, Nashville, TN is about 12.1% cheaper than Rialto, CA. You could save approximately $908/month on a $150,000 salary. Housing costs are 19% lower in Nashville, TN.

What salary do I need in Nashville, TN to match my lifestyle in Rialto, CA?

If you currently earn $150,000 in Rialto, CA, you would need approximately $139,103 in Nashville, TN to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Rialto, CA and Nashville, TN?

A two-bedroom apartment averages $2,063/month in Rialto, CA compared to $1,840/month in Nashville, TN. One-bedroom apartments are $1,666/month in Rialto, CA vs $1,680/month in Nashville, TN. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Rialto, CA or Nashville, TN?

Groceries are about 8% cheaper in Nashville, TN than in Rialto, CA, saving a typical household roughly $81.99/month on food.

What is the best time to move from Rialto, CA to Nashville, TN?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

💰 See how taxes change too — compare take-home pay between California and Tennessee on TaxTakeHome.com

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