Is Phoenix, AZ cheaper than Rialto, CA?

Based on cost of living data, Phoenix, AZ is 11.9% cheaper than Rialto, CA. This translates to saving $895 per month.

What salary do I need in Phoenix, AZ to live like I do in Rialto, CA?

If you earn $150,000 in Rialto, CA, you'd need approximately $139,256.709 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Rialto, CA and Phoenix, AZ?

Housing in Phoenix, AZ is 14.7% cheaper than in Rialto, CA. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $2,063/month in Rialto, CA.

How much can I save per month by moving from Rialto, CA to Phoenix, AZ?

Moving from Rialto, CA to Phoenix, AZ could save you approximately $895 per month, or $10743 per year, based on a $150,000 salary.

Rialto, CA vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Rialto, CA — ZIP-level rent data · COL adjusted from Fontana, CA area

Current salary in Rialto, CA

Numbers update automatically as you type

You'd save $895/month moving to Phoenix, AZ

$150.0K in your current city equals $139.3K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Riverside-San Bernardino-Ontario, CA area

Overall Cost

↓ 11.9%

Less expensive

Monthly Impact

$895

Savings

Annual Impact

$10.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Rialto, CA

Population:103K

Cost Index:100

Median Home:$594K

Phoenix, AZ

Population:1608K

Cost Index:88

Median Home:$414K

Rialto, CA

The Golden State

103K

Population

State Tax

Yes

Located in California, this city has a population of 103K residents.

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Rialto, CA vs Phoenix, AZ

Category	Rialto, CA	Phoenix, AZ	Difference	Change
🚗Transportation	$2,125/mo	$1,489/mo	↓ $636less	29.9%
🏠Housing	$3,271/mo	$2,788/mo	↓ $482less	14.7%
🛒Groceries	$1,031/mo	$963/mo	↓ $68.00less	6.6%
🏥Healthcare	$547/mo	$589/mo	↑ $41.39more	7.6%
📦Other	$1,698/mo	$1,677/mo	↓ $20.63less	1.2%
⚡All Utilities	$553/mo	$561/mo	↑ $8.08more	1.5%

🚗Transportation

↓ 29.9%

Rialto, CA

$2,125

Phoenix, AZ

$1,489

Difference

$636

less

🏠Housing

↓ 14.7%

Rialto, CA

$3,271

Phoenix, AZ

$2,788

Difference

$482

less

🛒Groceries

↓ 6.6%

Rialto, CA

$1,031

Phoenix, AZ

$963

Difference

$68.00

less

🏥Healthcare

↑ 7.6%

Rialto, CA

$547

Phoenix, AZ

$589

Difference

$41.39

📦Other

↓ 1.2%

Rialto, CA

$1,698

Phoenix, AZ

$1,677

Difference

$20.63

less

⚡All Utilities

↑ 1.5%

Rialto, CA

$553

Phoenix, AZ

$561

Difference

$8.08

🏠Rent Comparison

Studio

From$1,586

To$1,390

↓ $196

1 Bed

From$1,666

To$1,510

↓ $156

2 Bed

From$2,063

To$1,750

↓ $313

3 Bed

From$2,729

To$2,330

↓ $399

Rialto, CAZIP-level data

1BR range: $1,740–$2,240/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,226

Monthly in Rialto, CA

$8,068

Monthly in Phoenix, AZ

$1,158

Difference

Home Values

Rialto

Phoenix

$594K

Median Value

$414K

↓ -1.8%

YoY Change

↓ -3.1%

↑ +35.6%

5-Year Change

↑ +30.2%

$556K - $632K

Price Range

$274K - $957K

Homes in Phoenix are 30% less expensive than Rialto

Calculate payment - Rialto Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $5.4K

Per year

Monthly Difference

$449

More take-home

Effective Rate Diff

3.6%

Rate difference

Rialto, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Rialto, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.