Is Nashville, TN cheaper than Richardson, TX?

Based on cost of living data, Nashville, TN is 0.9% cheaper than Richardson, TX. The two cities have very similar living costs.

What salary do I need in Nashville, TN to live like I do in Richardson, TX?

If you earn $150,000 in Richardson, TX, you'd need approximately $149,172.974 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Richardson, TX and Nashville, TN?

Housing in Nashville, TN is 13.3% more expensive than in Richardson, TX. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $1,834/month in Richardson, TX.

How much can I save per month by moving from Richardson, TX to Nashville, TN?

Moving from Richardson, TX to Nashville, TN could save you approximately $69 per month, or $827 per year, based on a $150,000 salary.

Richardson, TX vs Nashville, TN: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Richardson, TX — ZIP-level rent data · COL adjusted from Plano, TX area

Current salary in Richardson, TX

Numbers update automatically as you type

You'd save $68.92/month moving to Nashville, TN

$150.0K in your current city equals $149.2K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from Dallas-Fort Worth-Arlington, TX area

Overall Cost

↓ 0.9%

Less expensive

Monthly Impact

$68.92

Savings

Annual Impact

$827

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Richardson, TX

Population:117K

Cost Index:100

Median Home:$437K

Nashville, TN

Population:689K

Cost Index:99

Median Home:$489K

Richardson, TX

The Lone Star State

117K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 117K residents.

💡 Advantage: Texas has no state income tax!

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Richardson, TX vs Nashville, TN

Category	Richardson, TX	Nashville, TN	Difference	Change
🏠Housing	$2,340/mo	$2,651/mo	↑ $311more	13.3%
📦Other	$1,888/mo	$1,942/mo	↑ $53.88more	2.9%
⚡All Utilities	$557/mo	$519/mo	↓ $38.26less	6.9%
🛒Groceries	$970/mo	$949/mo	↓ $20.49less	2.1%
🏥Healthcare	$626/mo	$607/mo	↓ $18.66less	3.0%
🚗Transportation	$1,273/mo	$1,284/mo	↑ $11.37more	0.9%

🏠Housing

↑ 13.3%

Richardson, TX

$2,340

Nashville, TN

$2,651

Difference

$311

📦Other

↑ 2.9%

Richardson, TX

$1,888

Nashville, TN

$1,942

Difference

$53.88

⚡All Utilities

↓ 6.9%

Richardson, TX

$557

Nashville, TN

$519

Difference

$38.26

less

🛒Groceries

↓ 2.1%

Richardson, TX

$970

Nashville, TN

$949

Difference

$20.49

less

🏥Healthcare

↓ 3.0%

Richardson, TX

$626

Nashville, TN

$607

Difference

$18.66

less

🚗Transportation

↑ 0.9%

Richardson, TX

$1,273

Nashville, TN

$1,284

Difference

$11.37

🏠Rent Comparison

Studio

From$1,500

To$1,600

↑ $100

1 Bed

From$1,567

To$1,680

↑ $113

2 Bed

From$1,834

To$1,840

↑ $6.00

3 Bed

From$2,309

To$2,350

↑ $41.00

Richardson, TXZIP-level data

1BR range: $1,840–$2,100/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,653

Monthly in Richardson, TX

$7,952

Monthly in Nashville, TN

$299

Difference

Home Values

Richardson

Nashville

$437K

Median Value

$489K

↓ -3.6%

YoY Change

↓ -2.1%

↑ +33.4%

5-Year Change

↑ +32.1%

$377K - $537K

Price Range

$320K - $1.16M

Homes in Nashville are 12% more expensive than Richardson

Calculate payment - Richardson Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Richardson, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Richardson, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.