Is Kansas City, MO cheaper than Richfield, MN?

Based on cost of living data, Kansas City, MO is 11.9% cheaper than Richfield, MN. This translates to saving $896 per month.

What salary do I need in Kansas City, MO to live like I do in Richfield, MN?

If you earn $150,000 in Richfield, MN, you'd need approximately $139,246.771 in Kansas City, MO to maintain the same standard of living.

How does housing cost compare between Richfield, MN and Kansas City, MO?

Housing in Kansas City, MO is 11.9% cheaper than in Richfield, MN. For a two-bedroom apartment, rent is $1,460/month in Kansas City, MO compared to $1,335/month in Richfield, MN.

How much can I save per month by moving from Richfield, MN to Kansas City, MO?

Moving from Richfield, MN to Kansas City, MO could save you approximately $896 per month, or $10753 per year, based on a $150,000 salary.

Richfield, MN vs Kansas City, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Richfield, MN — ZIP-level rent data · COL adjusted from Minneapolis, MN area

Current salary in Richfield, MN

Numbers update automatically as you type

You'd save $896/month moving to Kansas City, MO

$150.0K in your current city equals $139.2K in Kansas City, MO

Rent data from HUD ZIP-level estimates · COL index from Minneapolis-St. Paul-Bloomington, MN-WI area

Overall Cost

↓ 11.9%

Less expensive

Monthly Impact

$896

Savings

Annual Impact

$10.8K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Richfield, MN

Population:36K

Cost Index:100

Median Home:$333K

Kansas City, MO

Population:508K

Cost Index:88

Median Home:$257K

Richfield, MN

The North Star State

36K

Population

State Tax

Yes

Located in Minnesota, this city has a population of 36K residents.

Kansas City, MO

The Show-Me State

508K

Population

State Tax

Yes

Located in Missouri, this city has a population of 508K residents.

Cost Breakdown by Category

Annual spending: Richfield, MN vs Kansas City, MO

Category	Richfield, MN	Kansas City, MO	Difference	Change
🏠Housing	$2,391/mo	$2,105/mo	↓ $286less	11.9%
🏥Healthcare	$735/mo	$607/mo	↓ $128less	17.4%
🚗Transportation	$1,306/mo	$1,216/mo	↓ $89.98less	6.9%
📦Other	$1,679/mo	$1,607/mo	↓ $72.31less	4.3%
🛒Groceries	$1,001/mo	$949/mo	↓ $51.98less	5.2%
⚡All Utilities	$494/mo	$535/mo	↑ $41.12more	8.3%

🏠Housing

↓ 11.9%

Richfield, MN

$2,391

Kansas City, MO

$2,105

Difference

$286

less

🏥Healthcare

↓ 17.4%

Richfield, MN

$735

Kansas City, MO

$607

Difference

$128

less

🚗Transportation

↓ 6.9%

Richfield, MN

$1,306

Kansas City, MO

$1,216

Difference

$89.98

less

📦Other

↓ 4.3%

Richfield, MN

$1,679

Kansas City, MO

$1,607

Difference

$72.31

less

🛒Groceries

↓ 5.2%

Richfield, MN

$1,001

Kansas City, MO

$949

Difference

$51.98

less

⚡All Utilities

↑ 8.3%

Richfield, MN

$494

Kansas City, MO

$535

Difference

$41.12

🏛️ Local Income Taxes

Kansas City, MO: Kansas City Earnings Tax$1,500/yr (1.0%)

Richfield, MN has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$973

To$1,180

↑ $207

1 Bed

From$1,094

To$1,280

↑ $186

2 Bed

From$1,335

To$1,460

↑ $125

3 Bed

From$1,770

To$1,900

↑ $130

Richfield, MNZIP-level data

1BR range: $1,360–$1,360/mo

Kansas City, MOZIP-level data

1BR range: $900–$1,800/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,607

Monthly in Richfield, MN

$7,020

Monthly in Kansas City, MO

$587

Difference

Home Values

Richfield

Kansas City

$333K

Median Value

$257K

↑ +3.1%

YoY Change

↑ +0.6%

↑ +20.5%

5-Year Change

↑ +32.2%

$333K

Price Range

$80K - $587K

Homes in Kansas City are 23% less expensive than Richfield

Calculate payment - Richfield Calculate payment - Kansas City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.5K

Per year

Monthly Difference

$209

More take-home

Effective Rate Diff

1.7%

Rate difference

Richfield, MN

Federal Income Tax

Effective: 18.9%

$25.5K

Minnesota State Tax

Effective: 7.0%

$10.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.6%

$47.4K

Take-Home Pay

$8,546/month

$102.6K

Kansas City, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Richfield, MN Tax Rates

Sales Tax:8.0%

Property Tax:1.1%

Kansas City, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.