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Cost of Living Comparison 2026

๐Ÿ“ Richland, WA โ€” ZIP-level rent data ยท COL adjusted from Spokane, WA area

$

Numbers update automatically as you type

You'd spend $1.3K/month more in Denver, CO

$150.0K in your current city equals $166.0K in Denver, CO

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 17.8%
More expensive
Monthly Impact
$1,337
Extra cost
Annual Impact
$16.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Richland, WA

Population:64K
Cost Index:100
Median Home:$492K

Denver, CO

Population:716K
Cost Index:118
Median Home:$513K

Richland, WA

The Evergreen State

64K
Population
State Tax
No Income Tax

Located in Washington, this city has a population of 64K residents.

๐Ÿ’ก Advantage: Washington has no state income tax!

Denver, CO

The Centennial State

716K
Population
State Tax
Yes
Climate
Semi-arid

Notable Facts

  • โ€ขMile-high city (5,280 ft)
  • โ€ขOutdoor recreation hub
  • โ€ขMajor cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Richland, WA vs Denver, CO

๐Ÿ Housing
โ†‘ 58.8%
Richland, WA
$2,046
Denver, CO
$3,248
Difference
$1,203
more
๐Ÿš—Transportation
โ†“ 21.7%
Richland, WA
$1,866
Denver, CO
$1,462
Difference
$404
less
๐Ÿ“ฆOther
โ†‘ 17.2%
Richland, WA
$1,514
Denver, CO
$1,774
Difference
$261
more
๐ŸฅHealthcare
โ†“ 22.6%
Richland, WA
$817
Denver, CO
$632
Difference
$185
less
โšกAll Utilities
โ†‘ 8.9%
Richland, WA
$477
Denver, CO
$519
Difference
$42.42
more
๐Ÿ›’Groceries
โ†“ 3.8%
Richland, WA
$1,070
Denver, CO
$1,029
Difference
$40.61
less

๐Ÿ›๏ธ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Richland, WA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$1,069
To$1,720
โ†‘ $651
1 Bed
From$1,211
To$1,840
โ†‘ $629
2 Bed
From$1,470
To$2,190
โ†‘ $720
3 Bed
From$1,980
To$2,870
โ†‘ $890
Richland, WAZIP-level data

1BR range: $1,450โ€“$1,450/mo

Denver, COZIP-level data

1BR range: $1,620โ€“$2,540/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,788
Monthly in Richland, WA
$8,665
Monthly in Denver, CO
$876
Difference

Home Values

Richland
Denver
$492K
Median Value
$513K
โ†‘ +0.1%
YoY Change
โ†“ -4.2%
โ†‘ +27.4%
5-Year Change
โ†‘ +13%
$492K
Price Range
$352K - $933K

Homes in Denver are 4% more expensive than Richland

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $6.6K
More taxes
Monthly Difference
$550
Less take-home
Effective Rate Diff
4.4%
Rate difference

Richland, WA

Federal Income Tax
Effective: 18.9%
$25.5K
Washington State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Denver, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

Richland, WA Tax Rates

Sales Tax:9.2%
Property Tax:0.9%

Denver, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Richland
Denver
38 Good
Air Quality
55 Moderate
76.5%
Good Air Days
35.2%
90 Moderate
Climate Risk
95 High
๐Ÿ’จ
Top Hazards
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
23 days
Heat Days >95ยฐF
28 days
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
23 days
Heat Days >95ยฐF
28 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Washington and Colorado on TaxTakeHome.com

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