Richland, WA vs Lacey, WA: Cost of Living

Which city costs less?

Lacey, WA has a modeled overall cost index 17.6% higher than Richland, WA.

Richland, WA · modeled 2BR rent: $1,760 / month
Lacey, WA · modeled 2BR rent: $2,120 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Richland, WA and Lacey, WA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Richland, WA

Numbers update automatically as you type

Estimated extra cost: $938/month in Lacey, WA

$150,000 in your current city has a modeled equivalent of $161,258 in Lacey, WA

Regional cost estimates: Richland, WA uses Spokane, WA. Lacey, WA uses Tacoma, WA. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 17.6%

More expensive

Monthly Impact

$938

Extra cost

Annual Impact

$11.3K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Richland, WA

Population:64K

Cost Index:

93.4

100 = national average

Typical Home:$492K

Lacey, WA

Population:58K

Cost Index:

109.7

100 = national average

Typical Home:$514K

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Richland, WA

The Evergreen State

64K

Population

State Tax

No Income Tax

Located in Washington, this city has a population of 64K residents.

💡 Advantage: Washington has no state income tax!

Lacey, WA

The Evergreen State

58K

Population

State Tax

No Income Tax

Located in Washington, this city has a population of 58K residents.

💡 Advantage: Washington has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Richland, WA vs Lacey, WA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Richland, WA	Lacey, WA	Difference	Change
Housing	$1,970/mo	$2,866/mo	↑ $896more	45.5%
Other	$1,457/mo	$1,534/mo	↑ $76.89more	5.3%
Transportation	$1,797/mo	$1,776/mo	↓ $21.02less	1.2%
Groceries	$1,030/mo	$1,024/mo	↓ $6.04less	0.6%
Healthcare	$787/mo	$782/mo	↓ $4.61less	0.6%
All Utilities	$459/mo	$456/mo	↓ $2.69less	0.6%

Housing

↑ 45.5%

Richland, WA

$1,970

Lacey, WA

$2,866

Difference

$896

Other

↑ 5.3%

Richland, WA

$1,457

Lacey, WA

$1,534

Difference

$76.89

Transportation

↓ 1.2%

Richland, WA

$1,797

Lacey, WA

$1,776

Difference

$21.02

less

Groceries

↓ 0.6%

Richland, WA

$1,030

Lacey, WA

$1,024

Difference

$6.04

less

Healthcare

↓ 0.6%

Richland, WA

$787

Lacey, WA

$782

Difference

$4.61

less

All Utilities

↓ 0.6%

Richland, WA

$459

Lacey, WA

$456

Difference

$2.69

less

🏠Rent Comparison

Studio

From$1,280

To$1,665

↑ $385

1 Bed

From$1,450

To$1,820

↑ $370

2 Bed

From$1,760

To$2,120

↑ $360

3 Bed

From$2,370

To$2,825

↑ $455

Richland, WAZIP-level data

1BR range: $1,450–$1,450/mo

Lacey, WAZIP-level data

1BR range: $1,580–$1,990/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Richland, WA

$8,438

Monthly in Lacey, WA

$938

Difference

Home Values

Richland

Lacey

$492K

Median Value

$514K

↑ +0.1%

YoY Change

↑ +0.2%

↑ +27.4%

5-Year Change

↑ +27.6%

$492K

Price Range

$477K - $572K

Homes in Lacey are 5% more expensive than Richland

Calculate payment - Richland Calculate payment - Lacey

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Richland, WA

Federal Income Tax

Effective: 18.9%

$25.5K

Washington State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Lacey, WA

Federal Income Tax

Effective: 18.9%

$25.5K

Washington State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Richland, WA Tax Rates

Sales Tax:9.2%

Property Tax:0.9%

Lacey, WA Tax Rates

Sales Tax:9.2%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Richland

Lacey

38 Good

Air Quality

44 Good

76.5%

Good Air Days

72.4%

90 Moderate

Climate Risk

99 High

💨

Top Hazards

🌊🌡🫨

▲+3.0°F

2050 Outlook

▲+2.4°F

23 days

Heat Days >95°F

1 days

▲+3.0°F

2050 Outlook

▲+2.4°F

23 days

Heat Days >95°F

1 days

Before moving from Richland, WA to Lacey, WA

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Lacey, WA for the same bedroom count and included utilities as your home in Richland, WA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Richland to Lacey moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Lacey, WA by cost, housing, population and region.

Frequently Asked Questions: Richland, WA vs Lacey, WA

How do the cost estimates for Richland, WA and Lacey, WA compare?

Lacey, WA has a modeled overall cost index 17.6% higher than Richland, WA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Richland, WA, the model estimates $161,258 in Lacey, WA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Richland, WA and Lacey, WA?

The modeled two-bedroom rents are $1,760/month in Richland, WA and $2,120/month in Lacey, WA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.