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Cost of Living Comparison 2026

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You'd save $825/month moving to Pittsburgh, PA

$150.0K in your current city equals $140.1K in Pittsburgh, PA

Rent data from HUD ZIP-level estimates ยท COL index from Richmond, VA area
Overall Cost
โ†“ 11.0%
Less expensive
Monthly Impact
$825
Savings
Annual Impact
$9.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Richmond, VA

Population:230K
Cost Index:100
Median Home:$350K

Pittsburgh, PA

Population:303K
Cost Index:89

Richmond, VA

The Old Dominion State

230K
Population
State Tax
Yes

Located in Virginia, this city has a population of 230K residents.

Pittsburgh, PA

The Keystone State

303K
Population
State Tax
Yes

Located in Pennsylvania, this city has a population of 303K residents.

Cost Breakdown by Category

Annual spending: Richmond, VA vs Pittsburgh, PA

๐Ÿ Housing
โ†“ 23.5%
Richmond, VA
$2,547
Pittsburgh, PA
$1,949
Difference
$598
less
๐Ÿ“ฆOther
โ†“ 8.6%
Richmond, VA
$1,758
Pittsburgh, PA
$1,607
Difference
$151
less
๐ŸฅHealthcare
โ†“ 16.7%
Richmond, VA
$632
Pittsburgh, PA
$527
Difference
$105
less
๐Ÿš—Transportation
โ†“ 5.3%
Richmond, VA
$1,284
Pittsburgh, PA
$1,216
Difference
$68.30
less
โšกAll Utilities
โ†‘ 5.7%
Richmond, VA
$574
Pittsburgh, PA
$607
Difference
$32.79
more
๐Ÿ›’Groceries
โ†‘ 3.1%
Richmond, VA
$959
Pittsburgh, PA
$989
Difference
$29.98
more

๐Ÿ›๏ธ Local Income Taxes

Pittsburgh, PA: Pittsburgh Earned Income Tax$4,500/yr (3.0%)

Richmond, VA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$1,490
To$750
โ†“ $740
1 Bed
From$1,560
To$850
โ†“ $710
2 Bed
From$1,710
To$1,050
โ†“ $660
3 Bed
From$2,140
To$1,400
โ†“ $740
Richmond, VAZIP-level data

1BR range: $1,400โ€“$1,920/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,753
Monthly in Richmond, VA
$6,894
Monthly in Pittsburgh, PA
$859
Difference

Home Values

Richmond
Pittsburgh
$350K
Median Value
-
โ†‘ +1.1%
YoY Change
-
โ†‘ +39.2%
5-Year Change
-
$234K - $619K
Price Range
-

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $3.8K
Per year
Monthly Difference
$314
More take-home
Effective Rate Diff
2.5%
Rate difference

Richmond, VA

Federal Income Tax
Effective: 18.9%
$25.5K
Virginia State Tax
Effective: 5.6%
$8.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.4K
Take-Home Pay
$8,718/month
$104.6K

Pittsburgh, PA

Federal Income Tax
Effective: 18.9%
$25.5K
Pennsylvania State Tax
Effective: 3.1%
$4.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.7%
$41.6K
Take-Home Pay
$9,032/month
$108.4K

Additional Tax Information

Richmond, VA Tax Rates

Sales Tax:5.7%
Property Tax:0.8%

Pittsburgh, PA Tax Rates

Sales Tax:6.5%
Property Tax:1.4%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Richmond
Pittsburgh
36 Good
Air Quality
52 Moderate
79.2%
Good Air Days
47.8%
78 Low
Climate Risk
98 High
None
Top Hazards
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
โ–ฒ+2.8ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
30 days
Heat Days >95ยฐF
12 days
โ–ฒ+2.8ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
30 days
Heat Days >95ยฐF
12 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Virginia and Pennsylvania on TaxTakeHome.com

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