Is St. Louis, MO cheaper than Richmond West, FL?

Based on cost of living data, St. Louis, MO is 25.2% cheaper than Richmond West, FL. This translates to saving $1889 per month.

What salary do I need in St. Louis, MO to live like I do in Richmond West, FL?

If you earn $150,000 in Richmond West, FL, you'd need approximately $127,330.607 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Richmond West, FL and St. Louis, MO?

Housing in St. Louis, MO is 40.4% cheaper than in Richmond West, FL. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $2,089/month in Richmond West, FL.

How much can I save per month by moving from Richmond West, FL to St. Louis, MO?

Moving from Richmond West, FL to St. Louis, MO could save you approximately $1889 per month, or $22669 per year, based on a $150,000 salary.

Richmond West, FL vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Richmond West, FL — COL adjusted from Miami, FL area + state data

Current salary in Richmond West, FL

Numbers update automatically as you type

You'd save $1.9K/month moving to St. Louis, MO

$150.0K in your current city equals $127.3K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 25.2%

Less expensive

Monthly Impact

$1,889

Savings

Annual Impact

$22.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Richmond West, FL

Population:36K

Cost Index:100

Median Home:$510K

St. Louis, MO

Population:302K

Cost Index:75

Median Home:$145K

Richmond West, FL

The Sunshine State

36K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 36K residents.

💡 Advantage: Florida has no state income tax!

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Richmond West, FL vs St. Louis, MO

Category	Richmond West, FL	St. Louis, MO	Difference	Change
🏠Housing	$3,140/mo	$1,871/mo	↓ $1,269less	40.4%
📦Other	$1,978/mo	$1,607/mo	↓ $371less	18.8%
🚗Transportation	$1,382/mo	$1,216/mo	↓ $166less	12.0%
🛒Groceries	$1,049/mo	$949/mo	↓ $100less	9.5%
🏥Healthcare	$572/mo	$527/mo	↓ $45.68less	8.0%
⚡All Utilities	$505/mo	$535/mo	↑ $30.75more	6.1%

🏠Housing

↓ 40.4%

Richmond West, FL

$3,140

St. Louis, MO

$1,871

Difference

$1,269

less

📦Other

↓ 18.8%

Richmond West, FL

$1,978

St. Louis, MO

$1,607

Difference

$371

less

🚗Transportation

↓ 12.0%

Richmond West, FL

$1,382

St. Louis, MO

$1,216

Difference

$166

less

🛒Groceries

↓ 9.5%

Richmond West, FL

$1,049

St. Louis, MO

$949

Difference

$100

less

🏥Healthcare

↓ 8.0%

Richmond West, FL

$572

St. Louis, MO

$527

Difference

$45.68

less

⚡All Utilities

↑ 6.1%

Richmond West, FL

$505

St. Louis, MO

$535

Difference

$30.75

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Richmond West, FL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,487

To$910

↓ $577

1 Bed

From$1,688

To$950

↓ $738

2 Bed

From$2,089

To$1,160

↓ $929

3 Bed

From$2,813

To$1,490

↓ $1,323

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,627

Monthly in Richmond West, FL

$6,705

Monthly in St. Louis, MO

$1,921

Difference

Home Values

Richmond West

St. Louis

Median Value

$145K

YoY Change

↓ -0.8%

5-Year Change

↑ +10.9%

Price Range

$38K - $302K

Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.9K

More taxes

Monthly Difference

$661

Less take-home

Effective Rate Diff

5.3%

Rate difference

Richmond West, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Richmond West, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.