Ridgefield Park, NJ vs Middlesex, NJ: Cost of Living

Which city costs less?

Middlesex, NJ has a modeled overall cost index 13.5% lower than Ridgefield Park, NJ.

Ridgefield Park, NJ · modeled 2BR rent: $2,160 / month
Middlesex, NJ · modeled 2BR rent: $2,210 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓

Tap to swap

Cost of Living Comparison 2026

Compare Ridgefield Park, NJ and Middlesex, NJ using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Ridgefield Park, NJ

Numbers update automatically as you type

Estimated savings: $1,037/month in Middlesex, NJ

$150,000 in your current city has a modeled equivalent of $137,557 in Middlesex, NJ

Regional cost estimates: Ridgefield Park, NJ uses Jersey City, NJ. Middlesex, NJ uses Newark, NJ. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 13.5%

Less expensive

Monthly Impact

$1,037

Savings

Annual Impact

$12.4K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Ridgefield Park, NJ

Population:13K

Cost Index:

116.6

100 = national average

Typical Home:$574K

Middlesex, NJ

Population:14K

Cost Index:

100.8

100 = national average

Typical Home:$530K

Planning the move to Middlesex?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

Ridgefield Park, NJ

The Garden State

13K

Population

State Tax

Yes

Located in New Jersey, this city has a population of 13K residents.

Middlesex, NJ

The Garden State

14K

Population

State Tax

Yes

Located in New Jersey, this city has a population of 14K residents.

Cost Breakdown by Category

Estimated monthly spending: Ridgefield Park, NJ vs Middlesex, NJ

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Ridgefield Park, NJ	Middlesex, NJ	Difference	Change
Housing	$2,659/mo	$1,619/mo	↓ $1,040less	39.1%
Other	$1,610/mo	$1,611/mo	↑ $1.23more	0.1%
Transportation	$1,270/mo	$1,271/mo	↑ $0.97more	0.1%
Groceries	$905/mo	$905/mo	↑ $0.35more	0.0%
Healthcare	$566/mo	$566/mo	↑ $0.22more	0.0%
All Utilities	$490/mo	$490/mo	↑ $0.19more	0.0%

Housing

↓ 39.1%

Ridgefield Park, NJ

$2,659

Middlesex, NJ

$1,619

Difference

$1,040

less

Other

↑ 0.1%

Ridgefield Park, NJ

$1,610

Middlesex, NJ

$1,611

Difference

$1.23

Transportation

↑ 0.1%

Ridgefield Park, NJ

$1,270

Middlesex, NJ

$1,271

Difference

$0.97

Groceries

↑ 0.0%

Ridgefield Park, NJ

$905

Middlesex, NJ

$905

Difference

$0.35

Healthcare

↑ 0.0%

Ridgefield Park, NJ

$566

Middlesex, NJ

$566

Difference

$0.22

All Utilities

↑ 0.0%

Ridgefield Park, NJ

$490

Middlesex, NJ

$490

Difference

$0.19

🏠Rent Comparison

Studio

From$1,650

To$1,600

↓ $50.00

1 Bed

From$1,880

To$1,760

↓ $120

2 Bed

From$2,160

To$2,210

↑ $50.00

3 Bed

From$2,630

To$2,650

↑ $20.00

Ridgefield Park, NJZIP-level data

1BR range: $1,880–$1,880/mo

Middlesex, NJZIP-level data

1BR range: $1,760–$1,760/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Ridgefield Park, NJ

$6,463

Monthly in Middlesex, NJ

$1,037

Difference

Home Values

Ridgefield Park

Middlesex

$574K

Median Value

$530K

↑ +0.6%

YoY Change

↑ +4.7%

↑ +32.2%

5-Year Change

↑ +41.3%

Homes in Middlesex are 8% less expensive than Ridgefield Park

Calculate payment - Ridgefield Park Calculate payment - Middlesex

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Ridgefield Park, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

Middlesex, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

Additional Tax Information

Ridgefield Park, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

Middlesex, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Ridgefield Park

Middlesex

41 Good

Air Quality

N/A

71.3%

Good Air Days

97 High

Climate Risk

98 High

🌊🌅🌡

Top Hazards

🌊🌡🌪

▲+2.8°F

2050 Outlook

▲+2.9°F

12 days

Heat Days >95°F

15 days

▲+2.8°F

2050 Outlook

▲+2.9°F

12 days

Heat Days >95°F

15 days

Before moving from Ridgefield Park, NJ to Middlesex, NJ

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Middlesex, NJ for the same bedroom count and included utilities as your home in Ridgefield Park, NJ. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Ridgefield Park to Middlesex moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Middlesex, NJ by cost, housing, population and region.

Frequently Asked Questions: Ridgefield Park, NJ vs Middlesex, NJ

How do the cost estimates for Ridgefield Park, NJ and Middlesex, NJ compare?

Middlesex, NJ has a modeled overall cost index 13.5% lower than Ridgefield Park, NJ. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Ridgefield Park, NJ, the model estimates $137,557 in Middlesex, NJ. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Ridgefield Park, NJ and Middlesex, NJ?

The modeled two-bedroom rents are $2,160/month in Ridgefield Park, NJ and $2,210/month in Middlesex, NJ. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.