Ridgefield Park, NJ vs Pompton Lakes, NJ: Cost of Living

Which city costs less?

Pompton Lakes, NJ has a modeled overall cost index 14.1% lower than Ridgefield Park, NJ.

Ridgefield Park, NJ · modeled 2BR rent
$2,160 / month
Pompton Lakes, NJ · modeled 2BR rent
$2,370 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Ridgefield Park, NJ and Pompton Lakes, NJ using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
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Estimated savings: $1,073/month in Pompton Lakes, NJ

$150,000 in your current city has a modeled equivalent of $137,121 in Pompton Lakes, NJ

Regional cost estimates: Ridgefield Park, NJ uses Jersey City, NJ. Pompton Lakes, NJ uses Newark, NJ. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 14.1%
Less expensive
Monthly Impact
$1,073
Savings
Annual Impact
$12.9K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Ridgefield Park, NJ

Population:13K
Cost Index:
116.6
100 = national average
Typical Home:$574K

Pompton Lakes, NJ

Population:11K
Cost Index:
100.1
100 = national average
Typical Home:$544K

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Ridgefield Park, NJ

The Garden State

13K
Population
State Tax
Yes

Located in New Jersey, this city has a population of 13K residents.

Pompton Lakes, NJ

The Garden State

11K
Population
State Tax
Yes

Located in New Jersey, this city has a population of 11K residents.

Cost Breakdown by Category

Estimated monthly spending: Ridgefield Park, NJ vs Pompton Lakes, NJ

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 39.5%
Ridgefield Park, NJ
$2,659
Pompton Lakes, NJ
$1,608
Difference
$1,051
less
Other
↓ 0.6%
Ridgefield Park, NJ
$1,610
Pompton Lakes, NJ
$1,601
Difference
$9.45
less
Transportation
↓ 0.6%
Ridgefield Park, NJ
$1,270
Pompton Lakes, NJ
$1,263
Difference
$7.46
less
Groceries
↓ 0.3%
Ridgefield Park, NJ
$905
Pompton Lakes, NJ
$902
Difference
$2.66
less
Healthcare
↓ 0.3%
Ridgefield Park, NJ
$566
Pompton Lakes, NJ
$564
Difference
$1.66
less
All Utilities
↓ 0.3%
Ridgefield Park, NJ
$490
Pompton Lakes, NJ
$489
Difference
$1.44
less

🏠Rent Comparison

Studio
From$1,650
To$1,810
↑ $160
1 Bed
From$1,880
To$2,060
↑ $180
2 Bed
From$2,160
To$2,370
↑ $210
3 Bed
From$2,630
To$2,890
↑ $260
Ridgefield Park, NJZIP-level data

1BR range: $1,880–$1,880/mo

Pompton Lakes, NJZIP-level data

1BR range: $2,060–$2,060/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Ridgefield Park, NJ
$6,427
Monthly in Pompton Lakes, NJ
$1,073
Difference

Home Values

Ridgefield Park
Pompton Lakes
$574K
Median Value
$544K
↑ +0.6%
YoY Change
↑ +3.3%
↑ +32.2%
5-Year Change
↑ +44.4%

Homes in Pompton Lakes are 5% less expensive than Ridgefield Park

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Ridgefield Park, NJ

Federal Income Tax
Effective: 18.9%
$25.5K
New Jersey State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,796/month
$105.6K

Pompton Lakes, NJ

Federal Income Tax
Effective: 18.9%
$25.5K
New Jersey State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,796/month
$105.6K

Additional Tax Information

Ridgefield Park, NJ Tax Rates

Sales Tax:6.6%
Property Tax:2.5%

Pompton Lakes, NJ Tax Rates

Sales Tax:6.6%
Property Tax:2.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Ridgefield Park
Pompton Lakes
41 Good
Air Quality
N/A
71.3%
Good Air Days
-
97 High
Climate Risk
98 High
🌊🌅🌡
Top Hazards
🌊🌡🌪
▲+2.8°F
2050 Outlook
▲+2.9°F
12 days
Heat Days >95°F
15 days
▲+2.8°F
2050 Outlook
▲+2.9°F
12 days
Heat Days >95°F
15 days

Before moving from Ridgefield Park, NJ to Pompton Lakes, NJ

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Pompton Lakes, NJ for the same bedroom count and included utilities as your home in Ridgefield Park, NJ. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Ridgefield Park to Pompton Lakes moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Pompton Lakes, NJ by cost, housing, population and region.

Frequently Asked Questions: Ridgefield Park, NJ vs Pompton Lakes, NJ

How do the cost estimates for Ridgefield Park, NJ and Pompton Lakes, NJ compare?

Pompton Lakes, NJ has a modeled overall cost index 14.1% lower than Ridgefield Park, NJ. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Ridgefield Park, NJ, the model estimates $137,121 in Pompton Lakes, NJ. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Ridgefield Park, NJ and Pompton Lakes, NJ?

The modeled two-bedroom rents are $2,160/month in Ridgefield Park, NJ and $2,370/month in Pompton Lakes, NJ. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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