Rio Bravo, TX vs Holbrook, AZ: Cost of Living

Which city costs less?

Holbrook, AZ has a modeled overall cost index 22.9% higher than Rio Bravo, TX.

Rio Bravo, TX · modeled 2BR rent
$1,170 / month
Holbrook, AZ · modeled 2BR rent
$1,250 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Rio Bravo, TX and Holbrook, AZ using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $1,244/month in Holbrook, AZ

$150,000 in your current city has a modeled equivalent of $164,932 in Holbrook, AZ

Regional cost estimates: Rio Bravo, TX uses Laredo, TX. Holbrook, AZ uses Scottsdale, AZ. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 22.9%
More expensive
Monthly Impact
$1,244
Extra cost
Annual Impact
$14.9K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Rio Bravo, TX

Population:4K
Cost Index:
73.9
100 = national average
Typical Home:$178K

Holbrook, AZ

Population:5K
Cost Index:
90.8
100 = national average
Typical Home:$192K

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Rio Bravo, TX

The Lone Star State

4K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 4K residents.

💡 Advantage: Texas has no state income tax!

Holbrook, AZ

The Grand Canyon State

5K
Population
State Tax
Yes

Located in Arizona, this city has a population of 5K residents.

Cost Breakdown by Category

Estimated monthly spending: Rio Bravo, TX vs Holbrook, AZ

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 75.3%
Rio Bravo, TX
$1,794
Holbrook, AZ
$3,145
Difference
$1,350
more
Transportation
↓ 7.6%
Rio Bravo, TX
$1,516
Holbrook, AZ
$1,400
Difference
$116
less
Groceries
↓ 5.8%
Rio Bravo, TX
$1,124
Holbrook, AZ
$1,058
Difference
$65.68
less
Other
↑ 2.8%
Rio Bravo, TX
$1,838
Holbrook, AZ
$1,889
Difference
$51.23
more
Healthcare
↑ 4.7%
Rio Bravo, TX
$620
Holbrook, AZ
$649
Difference
$29.03
more
All Utilities
↓ 0.8%
Rio Bravo, TX
$608
Holbrook, AZ
$603
Difference
$5.05
less

🏠Rent Comparison

Studio
From$960
To$900
↓ $60.00
1 Bed
From$970
To$950
↓ $20.00
2 Bed
From$1,170
To$1,250
↑ $80.00
3 Bed
From$1,510
To$1,540
↑ $30.00
Rio Bravo, TXZIP-level data

1BR range: $970–$970/mo

Holbrook, AZZIP-level data

1BR range: $950–$950/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Rio Bravo, TX
$8,744
Monthly in Holbrook, AZ
$1,244
Difference

Home Values

Rio Bravo
Holbrook
$178K
Median Value
$192K
↑ +2.6%
YoY Change
↓ -0.6%
↑ +12.9%
5-Year Change
↑ +20.3%

Homes in Holbrook are 8% more expensive than Rio Bravo

Calculate payment - Rio BravoCalculate payment - Holbrook

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $5.2K
More taxes
Monthly Difference
$436
Less take-home
Effective Rate Diff
3.5%
Rate difference

Rio Bravo, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Holbrook, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Rio Bravo, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Holbrook, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Rio Bravo
Holbrook
45 Good
Air Quality
77 Moderate
57.7%
Good Air Days
9%
89 Moderate
Climate Risk
100 Very High
🌡
Top Hazards
🔥🌊🌡
▲+2.7°F
2050 Outlook
▲+2.7°F
151 days
Heat Days >95°F
161 days
▲+2.7°F
2050 Outlook
▲+2.7°F
151 days
Heat Days >95°F
161 days

Before moving from Rio Bravo, TX to Holbrook, AZ

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Holbrook, AZ for the same bedroom count and included utilities as your home in Rio Bravo, TX. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Rio Bravo to Holbrook moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Holbrook, AZ by cost, housing, population and region.

Frequently Asked Questions: Rio Bravo, TX vs Holbrook, AZ

How do the cost estimates for Rio Bravo, TX and Holbrook, AZ compare?

Holbrook, AZ has a modeled overall cost index 22.9% higher than Rio Bravo, TX. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Rio Bravo, TX, the model estimates $164,932 in Holbrook, AZ. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Rio Bravo, TX and Holbrook, AZ?

The modeled two-bedroom rents are $1,170/month in Rio Bravo, TX and $1,250/month in Holbrook, AZ. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Texas and Arizona on TaxTakeHome.com

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