Is Pittsburgh, PA cheaper than Rio Rancho, NM?

Based on cost of living data, Pittsburgh, PA is 2.9% cheaper than Rio Rancho, NM. This translates to saving $216 per month.

What salary do I need in Pittsburgh, PA to live like I do in Rio Rancho, NM?

If you earn $150,000 in Rio Rancho, NM, you'd need approximately $147,408.833 in Pittsburgh, PA to maintain the same standard of living.

How does housing cost compare between Rio Rancho, NM and Pittsburgh, PA?

Housing in Pittsburgh, PA is 1.8% cheaper than in Rio Rancho, NM. For a two-bedroom apartment, rent is $1,050/month in Pittsburgh, PA compared to $1,435/month in Rio Rancho, NM.

How much can I save per month by moving from Rio Rancho, NM to Pittsburgh, PA?

Moving from Rio Rancho, NM to Pittsburgh, PA could save you approximately $216 per month, or $2591 per year, based on a $150,000 salary.

Rio Rancho, NM vs Pittsburgh, PA: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Rio Rancho, NM — ZIP-level rent data · COL adjusted from Albuquerque, NM area

Current salary in Rio Rancho, NM

Numbers update automatically as you type

You'd save $216/month moving to Pittsburgh, PA

$150.0K in your current city equals $147.4K in Pittsburgh, PA

Rent data from HUD ZIP-level estimates · COL index from Albuquerque, NM area

Overall Cost

↓ 2.9%

Less expensive

Monthly Impact

$216

Savings

Annual Impact

$2.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Rio Rancho, NM

Population:111K

Cost Index:100

Median Home:$342K

Pittsburgh, PA

Population:303K

Cost Index:97

Rio Rancho, NM

The Land of Enchantment

111K

Population

State Tax

Yes

Located in New Mexico, this city has a population of 111K residents.

Pittsburgh, PA

The Keystone State

303K

Population

State Tax

Yes

Located in Pennsylvania, this city has a population of 303K residents.

Cost Breakdown by Category

Annual spending: Rio Rancho, NM vs Pittsburgh, PA

Category	Rio Rancho, NM	Pittsburgh, PA	Difference	Change
⚡All Utilities	$494/mo	$607/mo	↑ $113more	22.8%
🚗Transportation	$1,291/mo	$1,216/mo	↓ $75.57less	5.9%
📦Other	$1,663/mo	$1,607/mo	↓ $56.17less	3.4%
🛒Groceries	$942/mo	$989/mo	↑ $47.10more	5.0%
🏠Housing	$1,985/mo	$1,949/mo	↓ $36.32less	1.8%
🏥Healthcare	$535/mo	$527/mo	↓ $8.85less	1.7%

⚡All Utilities

↑ 22.8%

Rio Rancho, NM

$494

Pittsburgh, PA

$607

Difference

$113

🚗Transportation

↓ 5.9%

Rio Rancho, NM

$1,291

Pittsburgh, PA

$1,216

Difference

$75.57

less

📦Other

↓ 3.4%

Rio Rancho, NM

$1,663

Pittsburgh, PA

$1,607

Difference

$56.17

less

🛒Groceries

↑ 5.0%

Rio Rancho, NM

$942

Pittsburgh, PA

$989

Difference

$47.10

🏠Housing

↓ 1.8%

Rio Rancho, NM

$1,985

Pittsburgh, PA

$1,949

Difference

$36.32

less

🏥Healthcare

↓ 1.7%

Rio Rancho, NM

$535

Pittsburgh, PA

$527

Difference

$8.85

less

🏛️ Local Income Taxes

Pittsburgh, PA: Pittsburgh Earned Income Tax$4,500/yr (3.0%)

Rio Rancho, NM has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$992

To$750

↓ $242

1 Bed

From$1,164

To$850

↓ $314

2 Bed

From$1,435

To$1,050

↓ $385

3 Bed

From$1,992

To$1,400

↓ $592

Rio Rancho, NMZIP-level data

1BR range: $1,420–$1,420/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,911

Monthly in Rio Rancho, NM

$6,894

Monthly in Pittsburgh, PA

$17.01

Difference

Home Values

Rio Rancho

Pittsburgh

$342K

Median Value

↑ +0.5%

YoY Change

↑ +44%

5-Year Change

Calculate payment - Rio Rancho

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.5K

Per year

Monthly Difference

$205

More take-home

Effective Rate Diff

1.6%

Rate difference

Rio Rancho, NM

Federal Income Tax

Effective: 18.9%

$25.5K

New Mexico State Tax

Effective: 4.7%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,826/month

$105.9K

Pittsburgh, PA

Federal Income Tax

Effective: 18.9%

$25.5K

Pennsylvania State Tax

Effective: 3.1%

$4.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.7%

$41.6K

Take-Home Pay

$9,032/month

$108.4K

Additional Tax Information

Rio Rancho, NM Tax Rates

Sales Tax:7.6%

Property Tax:0.8%

Pittsburgh, PA Tax Rates

Sales Tax:6.5%

Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.