Riviera Beach, FL vs Dunedin, FL: Cost of Living

Which city costs less?

Dunedin, FL has a modeled overall cost index 5.5% lower than Riviera Beach, FL.

Riviera Beach, FL · modeled 2BR rent
$1,810 / month
Dunedin, FL · modeled 2BR rent
$1,970 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Riviera Beach, FL and Dunedin, FL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
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Estimated savings: $550/month in Dunedin, FL

$150,000 in your current city has a modeled equivalent of $143,397 in Dunedin, FL

Regional cost estimates: Riviera Beach, FL uses Hialeah, FL. Dunedin, FL uses Tampa, FL. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 5.5%
Less expensive
Monthly Impact
$550
Savings
Annual Impact
$6.6K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Riviera Beach, FL

Population:39K
Cost Index:
103.4
100 = national average
Typical Home:$413K

Dunedin, FL

Population:36K
Cost Index:
97.7
100 = national average
Typical Home:$397K

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Riviera Beach, FL

The Sunshine State

39K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 39K residents.

💡 Advantage: Florida has no state income tax!

Dunedin, FL

The Sunshine State

36K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 36K residents.

💡 Advantage: Florida has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Riviera Beach, FL vs Dunedin, FL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 14.5%
Riviera Beach, FL
$2,554
Dunedin, FL
$2,183
Difference
$371
less
Transportation
↓ 9.8%
Riviera Beach, FL
$1,277
Dunedin, FL
$1,152
Difference
$125
less
Other
↓ 3.5%
Riviera Beach, FL
$1,682
Dunedin, FL
$1,622
Difference
$59.37
less
All Utilities
↑ 12.0%
Riviera Beach, FL
$472
Dunedin, FL
$529
Difference
$56.72
more
Groceries
↓ 4.3%
Riviera Beach, FL
$981
Dunedin, FL
$939
Difference
$41.97
less
Healthcare
↓ 1.8%
Riviera Beach, FL
$535
Dunedin, FL
$525
Difference
$9.89
less

🏠Rent Comparison

Studio
From$1,440
To$1,590
↑ $150
1 Bed
From$1,530
To$1,690
↑ $160
2 Bed
From$1,810
To$1,970
↑ $160
3 Bed
From$2,350
To$2,520
↑ $170
Riviera Beach, FLZIP-level data

1BR range: $1,530–$1,530/mo

Dunedin, FLZIP-level data

1BR range: $1,690–$1,690/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Riviera Beach, FL
$6,950
Monthly in Dunedin, FL
$550
Difference

Home Values

Riviera Beach
Dunedin
$413K
Median Value
$397K
↓ -6.3%
YoY Change
↓ -5.4%
↑ +36.6%
5-Year Change
↑ +34.7%

Homes in Dunedin are 4% less expensive than Riviera Beach

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Riviera Beach, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Dunedin, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Riviera Beach, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

Dunedin, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Riviera Beach
Dunedin
48 Good
Air Quality
50 Good
59.8%
Good Air Days
52.5%
100 Very High
Climate Risk
99 High
🌊🌅🌀
Top Hazards
🌊🌅🌀
▲+2.3°F
2050 Outlook
▲+2.2°F
22 days
Heat Days >95°F
38 days
▲+2.3°F
2050 Outlook
▲+2.2°F
22 days
Heat Days >95°F
38 days

Before moving from Riviera Beach, FL to Dunedin, FL

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Dunedin, FL for the same bedroom count and included utilities as your home in Riviera Beach, FL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Riviera Beach to Dunedin moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Dunedin, FL by cost, housing, population and region.

Frequently Asked Questions: Riviera Beach, FL vs Dunedin, FL

How do the cost estimates for Riviera Beach, FL and Dunedin, FL compare?

Dunedin, FL has a modeled overall cost index 5.5% lower than Riviera Beach, FL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Riviera Beach, FL, the model estimates $143,397 in Dunedin, FL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Riviera Beach, FL and Dunedin, FL?

The modeled two-bedroom rents are $1,810/month in Riviera Beach, FL and $1,970/month in Dunedin, FL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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