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Cost of Living Comparison 2026

๐Ÿ“ Roanoke, VA โ€” ZIP-level rent data ยท COL adjusted from Winston-Salem, NC area

$

Numbers update automatically as you type

You'd spend $753/month more in Phoenix, AZ

$150.0K in your current city equals $159.0K in Phoenix, AZ

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 10.0%
More expensive
Monthly Impact
$753
Extra cost
Annual Impact
$9.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Roanoke, VA

Population:97K
Cost Index:100
Median Home:$202K

Phoenix, AZ

Population:1608K
Cost Index:110
Median Home:$414K

Roanoke, VA

The Old Dominion State

97K
Population
State Tax
Yes

Located in Virginia, this city has a population of 97K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • โ€ขFastest growing major city
  • โ€ขDesert metropolis
  • โ€ขSpring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Roanoke, VA vs Phoenix, AZ

๐Ÿ Housing
โ†‘ 24.2%
Roanoke, VA
$2,246
Phoenix, AZ
$2,788
Difference
$543
more
๐Ÿš—Transportation
โ†‘ 17.5%
Roanoke, VA
$1,267
Phoenix, AZ
$1,489
Difference
$222
more
๐ŸฅHealthcare
โ†“ 4.6%
Roanoke, VA
$617
Phoenix, AZ
$589
Difference
$28.34
less
โšกAll Utilities
โ†‘ 5.3%
Roanoke, VA
$533
Phoenix, AZ
$561
Difference
$28.29
more
๐Ÿ›’Groceries
โ†“ 2.2%
Roanoke, VA
$985
Phoenix, AZ
$963
Difference
$21.47
less
๐Ÿ“ฆOther
โ†‘ 1.2%
Roanoke, VA
$1,658
Phoenix, AZ
$1,677
Difference
$19.14
more

๐Ÿ Rent Comparison

Studio
From$1,033
To$1,390
โ†‘ $357
1 Bed
From$1,085
To$1,510
โ†‘ $425
2 Bed
From$1,296
To$1,750
โ†‘ $454
3 Bed
From$1,802
To$2,330
โ†‘ $528
Roanoke, VAZIP-level data

1BR range: $910โ€“$1,090/mo

Phoenix, AZZIP-level data

1BR range: $1,300โ€“$2,380/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,305
Monthly in Roanoke, VA
$8,068
Monthly in Phoenix, AZ
$763
Difference

Home Values

Roanoke
Phoenix
$202K
Median Value
$414K
โ†‘ +2.7%
YoY Change
โ†“ -3.1%
โ†‘ +47.3%
5-Year Change
โ†‘ +30.2%
$142K - $295K
Price Range
$274K - $957K

Homes in Phoenix are 105% more expensive than Roanoke

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $3.1K
Per year
Monthly Difference
$261
More take-home
Effective Rate Diff
2.1%
Rate difference

Roanoke, VA

Federal Income Tax
Effective: 18.9%
$25.5K
Virginia State Tax
Effective: 5.6%
$8.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.4K
Take-Home Pay
$8,718/month
$104.6K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Roanoke, VA Tax Rates

Sales Tax:5.7%
Property Tax:0.8%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Roanoke
Phoenix
47 Good
Air Quality
77 Moderate
57.4%
Good Air Days
9%
92 Moderate
Climate Risk
100 Very High
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
Top Hazards
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
โ–ฒ+2.8ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
30 days
Heat Days >95ยฐF
162 days
โ–ฒ+2.8ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
30 days
Heat Days >95ยฐF
162 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Virginia and Arizona on TaxTakeHome.com

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