Rochester Hills, MI vs Oak Park, IL: Cost of Living

Which city costs less?

Oak Park, IL has a modeled overall cost index 17.7% higher than Rochester Hills, MI.

Rochester Hills, MI · modeled 2BR rent
$1,810 / month
Oak Park, IL · modeled 2BR rent
$1,790 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Rochester Hills, MI and Oak Park, IL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Estimated extra cost: $1,461/month in Oak Park, IL

$150,000 in your current city has a modeled equivalent of $167,532 in Oak Park, IL

Regional cost estimates: Rochester Hills, MI uses Detroit, MI. Oak Park, IL uses Chicago, IL. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 17.7%
More expensive
Monthly Impact
$1,461
Extra cost
Annual Impact
$17.5K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Rochester Hills, MI

Population:76K
Cost Index:
83.9
100 = national average
Typical Home:$460K

Oak Park, IL

Population:52K
Cost Index:
98.8
100 = national average
Typical Home:$422K

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Rochester Hills, MI

The Great Lakes State

76K
Population
State Tax
Yes

Located in Michigan, this city has a population of 76K residents.

Oak Park, IL

The Prairie State

52K
Population
State Tax
Yes

Located in Illinois, this city has a population of 52K residents.

Cost Breakdown by Category

Estimated monthly spending: Rochester Hills, MI vs Oak Park, IL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 88.4%
Rochester Hills, MI
$1,555
Oak Park, IL
$2,930
Difference
$1,375
more
Groceries
↑ 6.1%
Rochester Hills, MI
$1,077
Oak Park, IL
$1,143
Difference
$66.03
more
All Utilities
↓ 8.8%
Rochester Hills, MI
$632
Oak Park, IL
$577
Difference
$55.84
less
Transportation
↑ 2.5%
Rochester Hills, MI
$1,741
Oak Park, IL
$1,784
Difference
$43.25
more
Healthcare
↑ 3.3%
Rochester Hills, MI
$640
Oak Park, IL
$661
Difference
$20.89
more
Other
↑ 0.6%
Rochester Hills, MI
$1,855
Oak Park, IL
$1,866
Difference
$11.31
more

🏠Rent Comparison

Studio
From$1,290
To$1,490
↑ $200
1 Bed
From$1,440
To$1,590
↑ $150
2 Bed
From$1,810
To$1,790
↓ $20.00
3 Bed
From$2,210
To$2,310
↑ $100
Rochester Hills, MIZIP-level data

1BR range: $1,330–$1,440/mo

Oak Park, ILZIP-level data

1BR range: $1,450–$2,370/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Rochester Hills, MI
$8,961
Monthly in Oak Park, IL
$1,461
Difference

Home Values

Rochester Hills
Oak Park
$460K
Median Value
$422K
↑ +3.2%
YoY Change
↑ +7.8%
↑ +37.9%
5-Year Change
↑ +23%
$398K - $570K
Price Range
$270K - $465K

Homes in Oak Park are 8% less expensive than Rochester Hills

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $1.1K
More taxes
Monthly Difference
$87.50
Less take-home
Effective Rate Diff
0.7%
Rate difference

Rochester Hills, MI

Federal Income Tax
Effective: 18.9%
$25.5K
Michigan State Tax
Effective: 4.3%
$6.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.9%
$43.4K
Take-Home Pay
$8,884/month
$106.6K

Oak Park, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

Additional Tax Information

Rochester Hills, MI Tax Rates

Sales Tax:6.0%
Property Tax:1.4%

Oak Park, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Rochester Hills
Oak Park
55 Moderate
Air Quality
54 Moderate
32.8%
Good Air Days
35.8%
99 High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🌊🌡🫨
▲+3.1°F
2050 Outlook
▲+3.2°F
10 days
Heat Days >95°F
18 days
▲+3.1°F
2050 Outlook
▲+3.2°F
10 days
Heat Days >95°F
18 days

Before moving from Rochester Hills, MI to Oak Park, IL

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Oak Park, IL for the same bedroom count and included utilities as your home in Rochester Hills, MI. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Rochester Hills to Oak Park moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Oak Park, IL by cost, housing, population and region.

Frequently Asked Questions: Rochester Hills, MI vs Oak Park, IL

How do the cost estimates for Rochester Hills, MI and Oak Park, IL compare?

Oak Park, IL has a modeled overall cost index 17.7% higher than Rochester Hills, MI. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Rochester Hills, MI, the model estimates $167,532 in Oak Park, IL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Rochester Hills, MI and Oak Park, IL?

The modeled two-bedroom rents are $1,810/month in Rochester Hills, MI and $1,790/month in Oak Park, IL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Michigan and Illinois on TaxTakeHome.com

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