Is San Antonio, TX cheaper than Rochester, MN?

Based on cost of living data, San Antonio, TX is 3.9% cheaper than Rochester, MN. This translates to saving $292 per month.

What salary do I need in San Antonio, TX to live like I do in Rochester, MN?

If you earn $150,000 in Rochester, MN, you'd need approximately $146,499.579 in San Antonio, TX to maintain the same standard of living.

How does housing cost compare between Rochester, MN and San Antonio, TX?

Housing in San Antonio, TX is 4.3% cheaper than in Rochester, MN. For a two-bedroom apartment, rent is $1,470/month in San Antonio, TX compared to $1,104/month in Rochester, MN.

How much can I save per month by moving from Rochester, MN to San Antonio, TX?

Moving from Rochester, MN to San Antonio, TX could save you approximately $292 per month, or $3500 per year, based on a $150,000 salary.

Rochester, MN vs San Antonio, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Rochester, MN — ZIP-level rent data · COL adjusted from Saint Paul, MN area

Current salary in Rochester, MN

Numbers update automatically as you type

You'd save $292/month moving to San Antonio, TX

$150.0K in your current city equals $146.5K in San Antonio, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 3.9%

Less expensive

Monthly Impact

$292

Savings

Annual Impact

$3.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Rochester, MN

Population:122K

Cost Index:100

Median Home:$346K

San Antonio, TX

Population:1547K

Cost Index:96

Median Home:$215K

Rochester, MN

The North Star State

122K

Population

State Tax

Yes

Located in Minnesota, this city has a population of 122K residents.

San Antonio, TX

The Lone Star State

1.5M

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Rochester, MN vs San Antonio, TX

Category	Rochester, MN	San Antonio, TX	Difference	Change
🏥Healthcare	$718/mo	$527/mo	↓ $191less	26.6%
🏠Housing	$2,193/mo	$2,100/mo	↓ $93.62less	4.3%
📦Other	$1,555/mo	$1,647/mo	↑ $92.42more	5.9%
🛒Groceries	$977/mo	$913/mo	↓ $64.04less	6.6%
🚗Transportation	$1,244/mo	$1,287/mo	↑ $42.68more	3.4%
⚡All Utilities	$483/mo	$496/mo	↑ $13.04more	2.7%

🏥Healthcare

↓ 26.6%

Rochester, MN

$718

San Antonio, TX

$527

Difference

$191

less

🏠Housing

↓ 4.3%

Rochester, MN

$2,193

San Antonio, TX

$2,100

Difference

$93.62

less

📦Other

↑ 5.9%

Rochester, MN

$1,555

San Antonio, TX

$1,647

Difference

$92.42

🛒Groceries

↓ 6.6%

Rochester, MN

$977

San Antonio, TX

$913

Difference

$64.04

less

🚗Transportation

↑ 3.4%

Rochester, MN

$1,244

San Antonio, TX

$1,287

Difference

$42.68

⚡All Utilities

↑ 2.7%

Rochester, MN

$483

San Antonio, TX

$496

Difference

$13.04

🏠Rent Comparison

Studio

From$870

To$1,110

↑ $240

1 Bed

From$931

To$1,210

↑ $279

2 Bed

From$1,104

To$1,470

↑ $366

3 Bed

From$1,533

To$1,890

↑ $357

Rochester, MNZIP-level data

1BR range: $1,040–$1,430/mo

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,170

Monthly in Rochester, MN

$6,969

Monthly in San Antonio, TX

$201

Difference

Home Values

Rochester

San Antonio

$346K

Median Value

$215K

↑ +3.5%

YoY Change

↓ -2.9%

↑ +27.5%

5-Year Change

↑ +16.7%

$278K - $451K

Price Range

$107K - $905K

Homes in San Antonio are 38% less expensive than Rochester

Calculate payment - Rochester Calculate payment - San Antonio

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.4K

Per year

Monthly Difference

$869

More take-home

Effective Rate Diff

7.0%

Rate difference

Rochester, MN

Federal Income Tax

Effective: 18.9%

$25.5K

Minnesota State Tax

Effective: 7.0%

$10.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.6%

$47.4K

Take-Home Pay

$8,546/month

$102.6K

San Antonio, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Rochester, MN Tax Rates

Sales Tax:8.0%

Property Tax:1.1%

San Antonio, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.