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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd save $114/month moving to Allentown, PA

$150.0K in your current city equals $148.6K in Allentown, PA

Rent data from HUD ZIP-level estimates · COL index from Rochester, NY area
Overall Cost
1.5%
Less expensive
Monthly Impact
$114
Savings
Annual Impact
$1.4K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Rochester, NY

Population:207K
Cost Index:
100
100 = national average
Median Home:$198K

Allentown, PA

Population:125K
Cost Index:
98
(2% below avg)
Median Home:$257K

Rochester, NY

The Empire State

207K
Population
State Tax
Yes

Located in New York, this city has a population of 207K residents.

Allentown, PA

The Keystone State

125K
Population
State Tax
Yes

Located in Pennsylvania, this city has a population of 125K residents.

Cost Breakdown by Category

Annual spending: Rochester, NY vs Allentown, PA

Housing
7.5%
Rochester, NY
$2,108
Allentown, PA
$1,950
Difference
$158
less
Other
4.4%
Rochester, NY
$1,738
Allentown, PA
$1,662
Difference
$75.99
less
All Utilities
6.9%
Rochester, NY
$631
Allentown, PA
$587
Difference
$43.76
less
Healthcare
7.3%
Rochester, NY
$548
Allentown, PA
$588
Difference
$39.96
more
Groceries
3.9%
Rochester, NY
$1,029
Allentown, PA
$1,069
Difference
$39.84
more
Transportation
1.2%
Rochester, NY
$1,315
Allentown, PA
$1,331
Difference
$15.82
more

🏛️ Local Income Taxes

Allentown, PA: Allentown Earned Income Tax$4,425/yr (2.9%)

Rochester, NY has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$1,157
To$900
$257
1 Bed
From$1,309
To$1,067
$242
2 Bed
From$1,633
To$1,302
$331
3 Bed
From$1,968
To$1,664
$304
Rochester, NYZIP-level data

1BR range: $1,050$1,880/mo

Allentown, PAZIP-level data

1BR range: $1,240$1,640/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,368
Monthly in Rochester, NY
$7,186
Monthly in Allentown, PA
$182
Difference

Home Values

Rochester
Allentown
$198K
Median Value
$257K
↑ +2.3%
YoY Change
↑ +4.7%
↑ +45.8%
5-Year Change
↑ +55.7%
$90K - $334K
Price Range
$203K - $384K

Homes in Allentown are 30% more expensive than Rochester

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$4.9K
Per year
Monthly Difference
$412
More take-home
Effective Rate Diff
3.3%
Rate difference

Rochester, NY

Federal Income Tax
Effective: 18.9%
$25.5K
New York State Tax
Effective: 6.4%
$9.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.0%
$46.6K
Take-Home Pay
$8,620/month
$103.4K

Allentown, PA

Federal Income Tax
Effective: 18.9%
$25.5K
Pennsylvania State Tax
Effective: 3.1%
$4.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.7%
$41.6K
Take-Home Pay
$9,032/month
$108.4K

Additional Tax Information

Rochester, NY Tax Rates

Sales Tax:8.8%
Property Tax:1.2%

Allentown, PA Tax Rates

Sales Tax:6.5%
Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Rochester
Allentown
52 Moderate
Air Quality
52 Moderate
47.8%
Good Air Days
47.3%
98 High
Climate Risk
100 Very High
🌊🌪💨
Top Hazards
🌊🌅🌀
+3.0°F
2050 Outlook
+2.9°F
12 days
Heat Days >95°F
22 days
+3.0°F
2050 Outlook
+2.9°F
12 days
Heat Days >95°F
22 days

What to Consider When Moving from Rochester, NY to Allentown, PA

Relocating from Rochester, NY to Allentown, PA involves more than just comparing rent prices. While the overall cost of living is about 2% lower in Allentown, PA, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Allentown, PA is 8% cheaper than in Rochester, NY. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Allentown, PA pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Allentown, PA to match your current standard of living in Rochester, NY.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Allentown, PA for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Rochester, NY vs Allentown, PA

Is Allentown, PA cheaper than Rochester, NY?

Yes, Allentown, PA is about 1.5% cheaper than Rochester, NY. You could save approximately $114/month on a $150,000 salary. Housing costs are 8% lower in Allentown, PA.

What salary do I need in Allentown, PA to match my lifestyle in Rochester, NY?

If you currently earn $150,000 in Rochester, NY, you would need approximately $148,631 in Allentown, PA to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Rochester, NY and Allentown, PA?

A two-bedroom apartment averages $1,633/month in Rochester, NY compared to $1,302/month in Allentown, PA. One-bedroom apartments are $1,309/month in Rochester, NY vs $1,067/month in Allentown, PA. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Rochester, NY or Allentown, PA?

Groceries are about 4% more expensive in Allentown, PA than in Rochester, NY, which adds roughly $39.84/month to a typical household budget. This covers common items like produce, dairy, meat, and pantry staples based on BLS consumer expenditure data.

What is the best time to move from Rochester, NY to Allentown, PA?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

💰 See how taxes change too — compare take-home pay between New York and Pennsylvania on TaxTakeHome.com

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