Is St. Louis, MO cheaper than Rock Hill, SC?

Based on cost of living data, St. Louis, MO is 5.3% cheaper than Rock Hill, SC. This translates to saving $396 per month.

What salary do I need in St. Louis, MO to live like I do in Rock Hill, SC?

If you earn $150,000 in Rock Hill, SC, you'd need approximately $145,252.69 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Rock Hill, SC and St. Louis, MO?

Housing in St. Louis, MO is 11.1% cheaper than in Rock Hill, SC. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,215/month in Rock Hill, SC.

How much can I save per month by moving from Rock Hill, SC to St. Louis, MO?

Moving from Rock Hill, SC to St. Louis, MO could save you approximately $396 per month, or $4747 per year, based on a $150,000 salary.

Rock Hill, SC vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Rock Hill, SC — ZIP-level rent data · COL adjusted from Charlotte, NC area

Current salary in Rock Hill, SC

Numbers update automatically as you type

You'd save $396/month moving to St. Louis, MO

$150.0K in your current city equals $145.3K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from Charlotte-Concord-Gastonia, NC-SC area

Overall Cost

↓ 5.3%

Less expensive

Monthly Impact

$396

Savings

Annual Impact

$4.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Rock Hill, SC

Population:76K

Cost Index:100

Median Home:$316K

St. Louis, MO

Population:302K

Cost Index:95

Median Home:$145K

Rock Hill, SC

The Palmetto State

76K

Population

State Tax

Yes

Located in South Carolina, this city has a population of 76K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Rock Hill, SC vs St. Louis, MO

Category	Rock Hill, SC	St. Louis, MO	Difference	Change
🏠Housing	$2,104/mo	$1,871/mo	↓ $233less	11.1%
🏥Healthcare	$621/mo	$527/mo	↓ $94.33less	15.2%
🚗Transportation	$1,138/mo	$1,216/mo	↑ $77.55more	6.8%
⚡All Utilities	$505/mo	$535/mo	↑ $30.38more	6.0%
🛒Groceries	$963/mo	$949/mo	↓ $13.32less	1.4%
📦Other	$1,617/mo	$1,607/mo	↓ $9.69less	0.6%

🏠Housing

↓ 11.1%

Rock Hill, SC

$2,104

St. Louis, MO

$1,871

Difference

$233

less

🏥Healthcare

↓ 15.2%

Rock Hill, SC

$621

St. Louis, MO

$527

Difference

$94.33

less

🚗Transportation

↑ 6.8%

Rock Hill, SC

$1,138

St. Louis, MO

$1,216

Difference

$77.55

⚡All Utilities

↑ 6.0%

Rock Hill, SC

$505

St. Louis, MO

$535

Difference

$30.38

🛒Groceries

↓ 1.4%

Rock Hill, SC

$963

St. Louis, MO

$949

Difference

$13.32

less

📦Other

↓ 0.6%

Rock Hill, SC

$1,617

St. Louis, MO

$1,607

Difference

$9.69

less

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Rock Hill, SC has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,058

To$910

↓ $148

1 Bed

From$1,111

To$950

↓ $161

2 Bed

From$1,215

To$1,160

↓ $55.00

3 Bed

From$1,497

To$1,490

↓ $7.00

Rock Hill, SCZIP-level data

1BR range: $1,380–$1,380/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,947

Monthly in Rock Hill, SC

$6,705

Monthly in St. Louis, MO

$242

Difference

Home Values

Rock Hill

St. Louis

$316K

Median Value

$145K

↓ -3%

YoY Change

↓ -0.8%

↑ +34.5%

5-Year Change

↑ +10.9%

$285K - $348K

Price Range

$38K - $302K

Homes in St. Louis are 54% less expensive than Rock Hill

Calculate payment - Rock Hill Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.0K

Per year

Monthly Difference

$169

More take-home

Effective Rate Diff

1.4%

Rate difference

Rock Hill, SC

Federal Income Tax

Effective: 18.9%

$25.5K

South Carolina State Tax

Effective: 6.6%

$10.0K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.3%

$47.0K

Take-Home Pay

$8,586/month

$103.0K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Rock Hill, SC Tax Rates

Sales Tax:7.4%

Property Tax:0.6%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.