Is Austin, TX cheaper than Rocklin, CA?

Based on cost of living data, Austin, TX is 8.0% cheaper than Rocklin, CA. This translates to saving $603 per month.

What salary do I need in Austin, TX to live like I do in Rocklin, CA?

If you earn $150,000 in Rocklin, CA, you'd need approximately $142,764.785 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Rocklin, CA and Austin, TX?

Housing in Austin, TX is 8.6% cheaper than in Rocklin, CA. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $2,343/month in Rocklin, CA.

How much can I save per month by moving from Rocklin, CA to Austin, TX?

Moving from Rocklin, CA to Austin, TX could save you approximately $603 per month, or $7235 per year, based on a $150,000 salary.

Rocklin, CA vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Rocklin, CA — ZIP-level rent data · COL adjusted from Sacramento, CA area

Current salary in Rocklin, CA

Numbers update automatically as you type

You'd save $603/month moving to Austin, TX

$150.0K in your current city equals $142.8K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from Sacramento-Roseville-Folsom, CA area

Overall Cost

↓ 8.0%

Less expensive

Monthly Impact

$603

Savings

Annual Impact

$7.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Rocklin, CA

Population:73K

Cost Index:100

Median Home:$670K

Austin, TX

Population:979K

Cost Index:92

Median Home:$558K

Rocklin, CA

The Golden State

73K

Population

State Tax

Yes

Located in California, this city has a population of 73K residents.

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Rocklin, CA vs Austin, TX

Category	Rocklin, CA	Austin, TX	Difference	Change
🏠Housing	$3,157/mo	$2,885/mo	↓ $272less	8.6%
🛒Groceries	$1,036/mo	$959/mo	↓ $77.06less	7.4%
🚗Transportation	$1,360/mo	$1,284/mo	↓ $75.94less	5.6%
⚡All Utilities	$519/mo	$541/mo	↑ $22.37more	4.3%
🏥Healthcare	$606/mo	$589/mo	↓ $17.61less	2.9%
📦Other	$1,731/mo	$1,741/mo	↑ $10.24more	0.6%

🏠Housing

↓ 8.6%

Rocklin, CA

$3,157

Austin, TX

$2,885

Difference

$272

less

🛒Groceries

↓ 7.4%

Rocklin, CA

$1,036

Austin, TX

$959

Difference

$77.06

less

🚗Transportation

↓ 5.6%

Rocklin, CA

$1,360

Austin, TX

$1,284

Difference

$75.94

less

⚡All Utilities

↑ 4.3%

Rocklin, CA

$519

Austin, TX

$541

Difference

$22.37

🏥Healthcare

↓ 2.9%

Rocklin, CA

$606

Austin, TX

$589

Difference

$17.61

less

📦Other

↑ 0.6%

Rocklin, CA

$1,731

Austin, TX

$1,741

Difference

$10.24

🏠Rent Comparison

Studio

From$1,815

To$1,585

↓ $230

1 Bed

From$1,904

To$1,685

↓ $219

2 Bed

From$2,343

To$1,995

↓ $348

3 Bed

From$3,121

To$2,525

↓ $596

Rocklin, CAZIP-level data

1BR range: $2,260–$2,420/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,409

Monthly in Rocklin, CA

$7,998

Monthly in Austin, TX

$410

Difference

Home Values

Rocklin

Austin

$670K

Median Value

$558K

↓ -2%

YoY Change

↓ -5%

↑ +18.6%

5-Year Change

↑ +12.6%

$636K - $704K

Price Range

$272K - $1.26M

Homes in Austin are 17% less expensive than Rocklin

Calculate payment - Rocklin Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.6K

Per year

Monthly Difference

$886

More take-home

Effective Rate Diff

7.1%

Rate difference

Rocklin, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Rocklin, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.