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Cost of Living Comparison 2026

๐Ÿ“ Rockwall, TX โ€” COL adjusted from Garland, TX area + state data

$

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You'd save $221/month moving to San Antonio, TX

$150.0K in your current city equals $147.3K in San Antonio, TX

Rent data from HUD ZIP-level estimates ยท COL index from Dallas-Fort Worth-Arlington, TX area
Overall Cost
โ†“ 2.9%
Less expensive
Monthly Impact
$221
Savings
Annual Impact
$2.7K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Rockwall, TX

Population:53K
Cost Index:100
Median Home:$273K

San Antonio, TX

Population:1547K
Cost Index:97
Median Home:$215K

Rockwall, TX

The Lone Star State

53K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 53K residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

San Antonio, TX

The Lone Star State

1.5M
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 1.5M residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Rockwall, TX vs San Antonio, TX

๐Ÿ Housing
โ†‘ 5.5%
Rockwall, TX
$1,990
San Antonio, TX
$2,100
Difference
$110
more
๐ŸฅHealthcare
โ†“ 15.2%
Rockwall, TX
$621
San Antonio, TX
$527
Difference
$94.69
less
โšกAll Utilities
โ†“ 10.4%
Rockwall, TX
$553
San Antonio, TX
$496
Difference
$57.74
less
๐Ÿ›’Groceries
โ†“ 5.1%
Rockwall, TX
$963
San Antonio, TX
$913
Difference
$49.47
less
๐Ÿ“ฆOther
โ†‘ 2.8%
Rockwall, TX
$1,602
San Antonio, TX
$1,647
Difference
$45.26
more
๐Ÿš—Transportation
โ†‘ 2.6%
Rockwall, TX
$1,254
San Antonio, TX
$1,287
Difference
$32.37
more

๐Ÿ Rent Comparison

Studio
From$739
To$1,110
โ†‘ $371
1 Bed
From$863
To$1,210
โ†‘ $347
2 Bed
From$1,068
To$1,470
โ†‘ $402
3 Bed
From$1,438
To$1,890
โ†‘ $452
San Antonio, TXZIP-level data

1BR range: $840โ€“$1,770/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,983
Monthly in Rockwall, TX
$6,969
Monthly in San Antonio, TX
$14.02
Difference

Home Values

Rockwall
San Antonio
-
Median Value
$215K
-
YoY Change
โ†“ -2.9%
-
5-Year Change
โ†‘ +16.7%
-
Price Range
$107K - $905K

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†’ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Rockwall, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

San Antonio, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Rockwall, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

San Antonio, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Rockwall
San Antonio
55 Moderate
Air Quality
52 Moderate
35.2%
Good Air Days
47.5%
100 Very High
Climate Risk
99 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+2.6ยฐF
84 days
Heat Days >95ยฐF
105 days
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+2.6ยฐF
84 days
Heat Days >95ยฐF
105 days

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