Rocky Ford, CO vs Lamar, CO: Cost of Living

Which city costs less?

Lamar, CO has a modeled overall cost index 3.0% lower than Rocky Ford, CO.

Rocky Ford, CO · modeled 2BR rent
$1,080 / month
Lamar, CO · modeled 2BR rent
$1,000 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Rocky Ford, CO and Lamar, CO using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $191/month in Lamar, CO

$150,000 in your current city has a modeled equivalent of $147,704 in Lamar, CO

Regional cost estimates: Rocky Ford, CO uses Colorado Springs, CO. Lamar, CO uses Colorado Springs, CO. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 3.0%
Less expensive
Monthly Impact
$191
Savings
Annual Impact
$2.3K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Rocky Ford, CO

Population:4K
Cost Index:
88.8
100 = national average
Typical Home:$144K

Lamar, CO

Population:8K
Cost Index:
86.1
100 = national average
Typical Home:$177K

Planning the move to Lamar?

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Rocky Ford, CO

The Centennial State

4K
Population
State Tax
Yes

Located in Colorado, this city has a population of 4K residents.

Lamar, CO

The Centennial State

8K
Population
State Tax
Yes

Located in Colorado, this city has a population of 8K residents.

Cost Breakdown by Category

Estimated monthly spending: Rocky Ford, CO vs Lamar, CO

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 3.0%
Rocky Ford, CO
$2,451
Lamar, CO
$2,378
Difference
$72.80
less
Other
↓ 3.0%
Rocky Ford, CO
$1,706
Lamar, CO
$1,656
Difference
$50.68
less
Transportation
↓ 3.0%
Rocky Ford, CO
$1,210
Lamar, CO
$1,174
Difference
$35.95
less
Groceries
↓ 1.5%
Rocky Ford, CO
$1,025
Lamar, CO
$1,010
Difference
$15.34
less
Healthcare
↓ 1.5%
Rocky Ford, CO
$642
Lamar, CO
$633
Difference
$9.61
less
All Utilities
↓ 1.5%
Rocky Ford, CO
$465
Lamar, CO
$458
Difference
$6.96
less

🏠Rent Comparison

Studio
From$820
To$770
↓ $50.00
1 Bed
From$820
To$910
↑ $90.00
2 Bed
From$1,080
To$1,000
↓ $80.00
3 Bed
From$1,450
To$1,280
↓ $170
Rocky Ford, COZIP-level data

1BR range: $820–$820/mo

Lamar, COZIP-level data

1BR range: $910–$910/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Rocky Ford, CO
$7,309
Monthly in Lamar, CO
$191
Difference

Home Values

Rocky Ford
Lamar
$144K
Median Value
$177K
↓ -7.3%
YoY Change
↓ -3.9%
↑ +18.7%
5-Year Change
↑ +37.1%

Homes in Lamar are 23% more expensive than Rocky Ford

Calculate payment - Rocky FordCalculate payment - Lamar

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Rocky Ford, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Lamar, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

Rocky Ford, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

Lamar, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Rocky Ford
Lamar
49 Good
Air Quality
49 Good
55.2%
Good Air Days
55.2%
94 Moderate
Climate Risk
94 Moderate
🔥🌊🌪
Top Hazards
🔥🌊🌪
▲+3.0°F
2050 Outlook
▲+3.0°F
9 days
Heat Days >95°F
9 days
▲+3.0°F
2050 Outlook
▲+3.0°F
9 days
Heat Days >95°F
9 days

Before moving from Rocky Ford, CO to Lamar, CO

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Lamar, CO for the same bedroom count and included utilities as your home in Rocky Ford, CO. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Rocky Ford to Lamar moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Lamar, CO by cost, housing, population and region.

Frequently Asked Questions: Rocky Ford, CO vs Lamar, CO

How do the cost estimates for Rocky Ford, CO and Lamar, CO compare?

Lamar, CO has a modeled overall cost index 3.0% lower than Rocky Ford, CO. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Rocky Ford, CO, the model estimates $147,704 in Lamar, CO. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Rocky Ford, CO and Lamar, CO?

The modeled two-bedroom rents are $1,080/month in Rocky Ford, CO and $1,000/month in Lamar, CO. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

Where your money goes further

Cities cheaper than Rocky Ford, CO on a $150.0K salary

1.St. Louis, MO
Save $88.47/mo
2.Indianapolis, IN
Save $58.74/mo

Similar cost to Lamar, CO

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