Is St. Louis, MO cheaper than Rocky Mount, NC?

Based on cost of living data, St. Louis, MO is 6.2% cheaper than Rocky Mount, NC. This translates to saving $467 per month.

What salary do I need in St. Louis, MO to live like I do in Rocky Mount, NC?

If you earn $150,000 in Rocky Mount, NC, you'd need approximately $144,391.949 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Rocky Mount, NC and St. Louis, MO?

Housing in St. Louis, MO is 12.0% cheaper than in Rocky Mount, NC. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $943/month in Rocky Mount, NC.

How much can I save per month by moving from Rocky Mount, NC to St. Louis, MO?

Moving from Rocky Mount, NC to St. Louis, MO could save you approximately $467 per month, or $5608 per year, based on a $150,000 salary.

Rocky Mount, NC vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Rocky Mount, NC — ZIP-level rent data · COL adjusted from Raleigh, NC area

Current salary in Rocky Mount, NC

Numbers update automatically as you type

You'd save $467/month moving to St. Louis, MO

$150.0K in your current city equals $144.4K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 6.2%

Less expensive

Monthly Impact

$467

Savings

Annual Impact

$5.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Rocky Mount, NC

Population:54K

Cost Index:100

Median Home:$159K

St. Louis, MO

Population:302K

Cost Index:94

Median Home:$145K

Rocky Mount, NC

The Tar Heel State

54K

Population

State Tax

Yes

Located in North Carolina, this city has a population of 54K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Rocky Mount, NC vs St. Louis, MO

Category	Rocky Mount, NC	St. Louis, MO	Difference	Change
🏠Housing	$2,125/mo	$1,871/mo	↓ $254less	12.0%
🏥Healthcare	$588/mo	$527/mo	↓ $61.13less	10.4%
📦Other	$1,633/mo	$1,607/mo	↓ $26.18less	1.6%
🚗Transportation	$1,228/mo	$1,216/mo	↓ $12.46less	1.0%
🛒Groceries	$938/mo	$949/mo	↑ $11.10more	1.2%
⚡All Utilities	$534/mo	$535/mo	↑ $1.09more	0.2%

🏠Housing

↓ 12.0%

Rocky Mount, NC

$2,125

St. Louis, MO

$1,871

Difference

$254

less

🏥Healthcare

↓ 10.4%

Rocky Mount, NC

$588

St. Louis, MO

$527

Difference

$61.13

less

📦Other

↓ 1.6%

Rocky Mount, NC

$1,633

St. Louis, MO

$1,607

Difference

$26.18

less

🚗Transportation

↓ 1.0%

Rocky Mount, NC

$1,228

St. Louis, MO

$1,216

Difference

$12.46

less

🛒Groceries

↑ 1.2%

Rocky Mount, NC

$938

St. Louis, MO

$949

Difference

$11.10

⚡All Utilities

↑ 0.2%

Rocky Mount, NC

$534

St. Louis, MO

$535

Difference

$1.09

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Rocky Mount, NC has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$752

To$910

↑ $158

1 Bed

From$756

To$950

↑ $194

2 Bed

From$943

To$1,160

↑ $217

3 Bed

From$1,272

To$1,490

↑ $218

Rocky Mount, NCZIP-level data

1BR range: $890–$970/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,047

Monthly in Rocky Mount, NC

$6,705

Monthly in St. Louis, MO

$342

Difference

Home Values

Rocky Mount

St. Louis

$159K

Median Value

$145K

↓ -4.1%

YoY Change

↓ -0.8%

↑ +45.3%

5-Year Change

↑ +10.9%

$117K - $201K

Price Range

$38K - $302K

Homes in St. Louis are 9% less expensive than Rocky Mount

Calculate payment - Rocky Mount Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $804

More taxes

Monthly Difference

$67.00

Less take-home

Effective Rate Diff

0.5%

Rate difference

Rocky Mount, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Rocky Mount, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.