Rocky River, OH vs Centerville, OH: Cost of Living

Which city costs less?

Centerville, OH has a modeled overall cost index 11.2% higher than Rocky River, OH.

Rocky River, OH · modeled 2BR rent
$1,410 / month
Centerville, OH · modeled 2BR rent
$1,550 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Rocky River, OH and Centerville, OH using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $465/month in Centerville, OH

$150,000 in your current city has a modeled equivalent of $155,579 in Centerville, OH

Regional cost estimates: Rocky River, OH uses Cleveland, OH. Centerville, OH uses Cincinnati, OH. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 11.2%
More expensive
Monthly Impact
$465
Extra cost
Annual Impact
$5.6K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Rocky River, OH

Population:21K
Cost Index:
76.8
100 = national average
Typical Home:$377K

Centerville, OH

Population:26K
Cost Index:
85.4
100 = national average
Typical Home:$364K

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Rocky River, OH

The Buckeye State

21K
Population
State Tax
Yes

Located in Ohio, this city has a population of 21K residents.

Centerville, OH

The Buckeye State

26K
Population
State Tax
Yes

Located in Ohio, this city has a population of 26K residents.

Cost Breakdown by Category

Estimated monthly spending: Rocky River, OH vs Centerville, OH

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 28.0%
Rocky River, OH
$1,742
Centerville, OH
$2,230
Difference
$488
more
Transportation
↓ 8.8%
Rocky River, OH
$1,590
Centerville, OH
$1,449
Difference
$140
less
Other
↑ 5.7%
Rocky River, OH
$1,812
Centerville, OH
$1,916
Difference
$104
more
Healthcare
↑ 8.4%
Rocky River, OH
$633
Centerville, OH
$686
Difference
$52.88
more
Groceries
↓ 4.0%
Rocky River, OH
$1,165
Centerville, OH
$1,118
Difference
$46.70
less
All Utilities
↑ 1.2%
Rocky River, OH
$558
Centerville, OH
$565
Difference
$6.75
more

🏠Rent Comparison

Studio
From$1,030
To$1,130
↑ $100
1 Bed
From$1,170
To$1,225
↑ $55.00
2 Bed
From$1,410
To$1,550
↑ $140
3 Bed
From$1,810
To$2,010
↑ $200
Rocky River, OHZIP-level data

1BR range: $1,170–$1,170/mo

Centerville, OHZIP-level data

1BR range: $1,180–$1,270/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Rocky River, OH
$7,965
Monthly in Centerville, OH
$465
Difference

Home Values

Rocky River
Centerville
$377K
Median Value
$364K
↑ +6.5%
YoY Change
↑ +3.2%
↑ +41.8%
5-Year Change
↑ +36%
$377K
Price Range
$321K - $408K

Homes in Centerville are 3% less expensive than Rocky River

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Rocky River, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Centerville, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Additional Tax Information

Rocky River, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

Centerville, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Rocky River
Centerville
54 Moderate
Air Quality
52 Moderate
37.2%
Good Air Days
44.8%
98 High
Climate Risk
96 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.3°F
2050 Outlook
▲+3.1°F
11 days
Heat Days >95°F
29 days
▲+3.3°F
2050 Outlook
▲+3.1°F
11 days
Heat Days >95°F
29 days

Before moving from Rocky River, OH to Centerville, OH

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Centerville, OH for the same bedroom count and included utilities as your home in Rocky River, OH. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Rocky River to Centerville moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Centerville, OH by cost, housing, population and region.

Frequently Asked Questions: Rocky River, OH vs Centerville, OH

How do the cost estimates for Rocky River, OH and Centerville, OH compare?

Centerville, OH has a modeled overall cost index 11.2% higher than Rocky River, OH. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Rocky River, OH, the model estimates $155,579 in Centerville, OH. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Rocky River, OH and Centerville, OH?

The modeled two-bedroom rents are $1,410/month in Rocky River, OH and $1,550/month in Centerville, OH. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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