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Cost of Living Comparison 2026

๐Ÿ“ Romeoville, IL โ€” ZIP-level rent data ยท COL adjusted from Chicago, IL area

$

Numbers update automatically as you type

You'd save $852/month moving to St. Louis, MO

$150.0K in your current city equals $139.8K in St. Louis, MO

Rent data from HUD ZIP-level estimates ยท COL index from Chicago-Naperville-Elgin, IL-IN-WI area
Overall Cost
โ†“ 11.4%
Less expensive
Monthly Impact
$852
Savings
Annual Impact
$10.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Romeoville, IL

Population:41K
Cost Index:100
Median Home:$326K

St. Louis, MO

Population:302K
Cost Index:89
Median Home:$145K

Romeoville, IL

The Prairie State

41K
Population
State Tax
Yes

Located in Illinois, this city has a population of 41K residents.

St. Louis, MO

The Show-Me State

302K
Population
State Tax
Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Romeoville, IL vs St. Louis, MO

๐Ÿ Housing
โ†“ 25.3%
Romeoville, IL
$2,506
St. Louis, MO
$1,871
Difference
$635
less
๐Ÿš—Transportation
โ†“ 20.3%
Romeoville, IL
$1,526
St. Louis, MO
$1,216
Difference
$310
less
โšกAll Utilities
โ†‘ 8.3%
Romeoville, IL
$495
St. Louis, MO
$535
Difference
$40.86
more
๐ŸฅHealthcare
โ†“ 7.1%
Romeoville, IL
$567
St. Louis, MO
$527
Difference
$40.12
less
๐Ÿ›’Groceries
โ†“ 3.2%
Romeoville, IL
$981
St. Louis, MO
$949
Difference
$31.42
less
๐Ÿ“ฆOther
โ†‘ 0.7%
Romeoville, IL
$1,596
St. Louis, MO
$1,607
Difference
$11.14
more

๐Ÿ›๏ธ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Romeoville, IL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$1,343
To$910
โ†“ $433
1 Bed
From$1,435
To$950
โ†“ $485
2 Bed
From$1,617
To$1,160
โ†“ $457
3 Bed
From$2,080
To$1,490
โ†“ $590
Romeoville, ILZIP-level data

1BR range: $1,670โ€“$2,050/mo

St. Louis, MOZIP-level data

1BR range: $800โ€“$1,480/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,669
Monthly in Romeoville, IL
$6,705
Monthly in St. Louis, MO
$964
Difference

Home Values

Romeoville
St. Louis
$326K
Median Value
$145K
โ†‘ +3%
YoY Change
โ†“ -0.8%
โ†‘ +37%
5-Year Change
โ†‘ +10.9%
$307K - $346K
Price Range
$38K - $302K

Homes in St. Louis are 56% less expensive than Romeoville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $504
More taxes
Monthly Difference
$42.00
Less take-home
Effective Rate Diff
0.3%
Rate difference

Romeoville, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

St. Louis, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Additional Tax Information

Romeoville, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

St. Louis, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Romeoville
St. Louis
54 Moderate
Air Quality
54 Moderate
35.8%
Good Air Days
38%
100 Very High
Climate Risk
99 High
๐ŸŒŠ๐ŸŒก๐Ÿซจ
Top Hazards
๐ŸŒŠ๐ŸŒก๐Ÿซจ
โ–ฒ+3.2ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
18 days
Heat Days >95ยฐF
39 days
โ–ฒ+3.2ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
18 days
Heat Days >95ยฐF
39 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Illinois and Missouri on TaxTakeHome.com

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