Is Indianapolis, IN cheaper than Rosemead, CA?

Based on cost of living data, Indianapolis, IN is 44.5% cheaper than Rosemead, CA. This translates to saving $3340 per month.

What salary do I need in Indianapolis, IN to live like I do in Rosemead, CA?

If you earn $150,000 in Rosemead, CA, you'd need approximately $109,919.181 in Indianapolis, IN to maintain the same standard of living.

How does housing cost compare between Rosemead, CA and Indianapolis, IN?

Housing in Indianapolis, IN is 69.1% cheaper than in Rosemead, CA. For a two-bedroom apartment, rent is $1,360/month in Indianapolis, IN compared to $1,746/month in Rosemead, CA.

How much can I save per month by moving from Rosemead, CA to Indianapolis, IN?

Moving from Rosemead, CA to Indianapolis, IN could save you approximately $3340 per month, or $40081 per year, based on a $150,000 salary.

Rosemead, CA vs Indianapolis, IN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Rosemead, CA — ZIP-level rent data · COL adjusted from Los Angeles, CA area

Current salary in Rosemead, CA

Numbers update automatically as you type

You'd save $3.3K/month moving to Indianapolis, IN

$150.0K in your current city equals $109.9K in Indianapolis, IN

Rent data from HUD ZIP-level estimates · COL index from Los Angeles-Long Beach-Anaheim, CA area

Overall Cost

↓ 44.5%

Less expensive

Monthly Impact

$3,340

Savings

Annual Impact

$40.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Rosemead, CA

Population:49K

Cost Index:100

Median Home:$894K

Indianapolis, IN

Population:888K

Cost Index:55

Median Home:$176K

Rosemead, CA

The Golden State

49K

Population

State Tax

Yes

Located in California, this city has a population of 49K residents.

Indianapolis, IN

The Hoosier State

888K

Population

State Tax

Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Rosemead, CA vs Indianapolis, IN

Category	Rosemead, CA	Indianapolis, IN	Difference	Change
🏠Housing	$6,313/mo	$1,949/mo	↓ $4,364less	69.1%
🚗Transportation	$1,953/mo	$1,188/mo	↓ $765less	39.2%
🛒Groceries	$990/mo	$919/mo	↓ $70.32less	7.1%
🏥Healthcare	$527/mo	$582/mo	↑ $55.44more	10.5%
⚡All Utilities	$530/mo	$503/mo	↓ $27.54less	5.2%
📦Other	$1,567/mo	$1,590/mo	↑ $23.65more	1.5%

🏠Housing

↓ 69.1%

Rosemead, CA

$6,313

Indianapolis, IN

$1,949

Difference

$4,364

less

🚗Transportation

↓ 39.2%

Rosemead, CA

$1,953

Indianapolis, IN

$1,188

Difference

$765

less

🛒Groceries

↓ 7.1%

Rosemead, CA

$990

Indianapolis, IN

$919

Difference

$70.32

less

🏥Healthcare

↑ 10.5%

Rosemead, CA

$527

Indianapolis, IN

$582

Difference

$55.44

⚡All Utilities

↓ 5.2%

Rosemead, CA

$530

Indianapolis, IN

$503

Difference

$27.54

less

📦Other

↑ 1.5%

Rosemead, CA

$1,567

Indianapolis, IN

$1,590

Difference

$23.65

🏛️ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Rosemead, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,254

To$1,030

↓ $224

1 Bed

From$1,400

To$1,170

↓ $230

2 Bed

From$1,746

To$1,360

↓ $386

3 Bed

From$2,216

To$1,760

↓ $456

Rosemead, CAZIP-level data

1BR range: $1,820–$1,820/mo

Indianapolis, INZIP-level data

1BR range: $1,080–$1,870/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$11,880

Monthly in Rosemead, CA

$6,732

Monthly in Indianapolis, IN

$5,147

Difference

Home Values

Rosemead

Indianapolis

$894K

Median Value

$176K

↑ +0.7%

YoY Change

↓ -1.1%

↑ +28.9%

5-Year Change

↑ +26.9%

$894K

Price Range

$109K - $340K

Homes in Indianapolis are 80% less expensive than Rosemead

Calculate payment - Rosemead Calculate payment - Indianapolis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $5.8K

Per year

Monthly Difference

$482

More take-home

Effective Rate Diff

3.9%

Rate difference

Rosemead, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Indianapolis, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

Additional Tax Information

Rosemead, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Indianapolis, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.