Rosemead, CA vs Monterey Park, CA: Cost of Living

Which city costs less?

Monterey Park, CA has a modeled overall cost index 0.4% higher than Rosemead, CA.

Rosemead, CA · modeled 2BR rent: $2,270 / month
Monterey Park, CA · modeled 2BR rent: $2,365 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Rosemead, CA and Monterey Park, CA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Rosemead, CA

Numbers update automatically as you type

Estimated extra cost: $26.36/month in Monterey Park, CA

$150,000 in your current city has a modeled equivalent of $150,316 in Monterey Park, CA

Regional cost estimates: Rosemead, CA uses Los Angeles, CA. Monterey Park, CA uses Los Angeles, CA. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 0.4%

More expensive

Monthly Impact

$26.36

Extra cost

Annual Impact

$316

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Rosemead, CA

Population:49K

Cost Index:

156.9

100 = national average

Typical Home:$894K

Monterey Park, CA

Population:58K

Cost Index:

157.5

100 = national average

Typical Home:$907K

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Rosemead, CA

The Golden State

49K

Population

State Tax

Yes

Located in California, this city has a population of 49K residents.

Monterey Park, CA

The Golden State

58K

Population

State Tax

Yes

Located in California, this city has a population of 58K residents.

Cost Breakdown by Category

Estimated monthly spending: Rosemead, CA vs Monterey Park, CA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Rosemead, CA	Monterey Park, CA	Difference	Change
Housing	$3,985/mo	$4,001/mo	↑ $15.33more	0.4%
Transportation	$1,233/mo	$1,238/mo	↑ $4.74more	0.4%
Other	$989/mo	$993/mo	↑ $3.80more	0.4%
Groceries	$625/mo	$626/mo	↑ $1.20more	0.2%
All Utilities	$335/mo	$335/mo	↑ $0.64more	0.2%
Healthcare	$333/mo	$333/mo	↑ $0.64more	0.2%

Housing

↑ 0.4%

Rosemead, CA

$3,985

Monterey Park, CA

$4,001

Difference

$15.33

Transportation

↑ 0.4%

Rosemead, CA

$1,233

Monterey Park, CA

$1,238

Difference

$4.74

Other

↑ 0.4%

Rosemead, CA

$989

Monterey Park, CA

$993

Difference

$3.80

Groceries

↑ 0.2%

Rosemead, CA

$625

Monterey Park, CA

$626

Difference

$1.20

All Utilities

↑ 0.2%

Rosemead, CA

$335

Monterey Park, CA

$335

Difference

$0.64

Healthcare

↑ 0.2%

Rosemead, CA

$333

Monterey Park, CA

$333

Difference

$0.64

🏠Rent Comparison

Studio

From$1,630

To$1,690

↑ $60.00

1 Bed

From$1,820

To$1,895

↑ $75.00

2 Bed

From$2,270

To$2,365

↑ $95.00

3 Bed

From$2,880

To$3,000

↑ $120

Rosemead, CAZIP-level data

1BR range: $1,820–$1,820/mo

Monterey Park, CAZIP-level data

1BR range: $1,880–$1,910/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Rosemead, CA

$7,526

Monthly in Monterey Park, CA

$26.36

Difference

Home Values

Rosemead

Monterey Park

$894K

Median Value

$907K

↑ +0.7%

YoY Change

↑ +28.9%

5-Year Change

↑ +28.4%

$894K

Price Range

$899K - $914K

Homes in Monterey Park are 1% more expensive than Rosemead

Calculate payment - Rosemead Calculate payment - Monterey Park

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Rosemead, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Monterey Park, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Additional Tax Information

Rosemead, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Monterey Park, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Rosemead

Monterey Park

80 Moderate

Air Quality

80 Moderate

10.4%

Good Air Days

10.4%

100 Very High

Climate Risk

100 Very High

🔥🌊🌅

Top Hazards

🔥🌊🌅

▲+2.6°F

2050 Outlook

▲+2.6°F

17 days

Heat Days >95°F

17 days

▲+2.6°F

2050 Outlook

▲+2.6°F

17 days

Heat Days >95°F

17 days

Before moving from Rosemead, CA to Monterey Park, CA

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Monterey Park, CA for the same bedroom count and included utilities as your home in Rosemead, CA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Rosemead to Monterey Park moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Monterey Park, CA by cost, housing, population and region.

Frequently Asked Questions: Rosemead, CA vs Monterey Park, CA

How do the cost estimates for Rosemead, CA and Monterey Park, CA compare?

Monterey Park, CA has a modeled overall cost index 0.4% higher than Rosemead, CA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Rosemead, CA, the model estimates $150,316 in Monterey Park, CA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Rosemead, CA and Monterey Park, CA?

The modeled two-bedroom rents are $2,270/month in Rosemead, CA and $2,365/month in Monterey Park, CA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.