Is Phoenix, AZ cheaper than Rosenberg, TX?

Based on cost of living data, Phoenix, AZ is 17.5% more expensive than Rosenberg, TX. This translates to spending an extra $1313 per month.

What salary do I need in Phoenix, AZ to live like I do in Rosenberg, TX?

If you earn $150,000 in Rosenberg, TX, you'd need approximately $165,758.881 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Rosenberg, TX and Phoenix, AZ?

Housing in Phoenix, AZ is 55.4% more expensive than in Rosenberg, TX. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $1,184/month in Rosenberg, TX.

How much can I save per month by moving from Rosenberg, TX to Phoenix, AZ?

Living in Phoenix, AZ costs approximately $1313 more per month than Rosenberg, TX, or $15759 more per year, based on a $150,000 salary.

Rosenberg, TX vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Rosenberg, TX — ZIP-level rent data · COL adjusted from Houston, TX area

Current salary in Rosenberg, TX

Numbers update automatically as you type

You'd spend $1.3K/month more in Phoenix, AZ

$150.0K in your current city equals $165.8K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Houston-The Woodlands-Sugar Land, TX area

Overall Cost

↑ 17.5%

More expensive

Monthly Impact

$1,313

Extra cost

Annual Impact

$15.8K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Rosenberg, TX

Population:41K

Cost Index:100

Median Home:$279K

Phoenix, AZ

Population:1608K

Cost Index:118

Median Home:$414K

Rosenberg, TX

The Lone Star State

41K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 41K residents.

💡 Advantage: Texas has no state income tax!

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Rosenberg, TX vs Phoenix, AZ

Category	Rosenberg, TX	Phoenix, AZ	Difference	Change
🏠Housing	$1,794/mo	$2,788/mo	↑ $994more	55.4%
🚗Transportation	$1,319/mo	$1,489/mo	↑ $170more	12.9%
🛒Groceries	$869/mo	$963/mo	↑ $93.90more	10.8%
📦Other	$1,609/mo	$1,677/mo	↑ $68.57more	4.3%
🏥Healthcare	$536/mo	$589/mo	↑ $52.50more	9.8%
⚡All Utilities	$527/mo	$561/mo	↑ $34.17more	6.5%

🏠Housing

↑ 55.4%

Rosenberg, TX

$1,794

Phoenix, AZ

$2,788

Difference

$994

🚗Transportation

↑ 12.9%

Rosenberg, TX

$1,319

Phoenix, AZ

$1,489

Difference

$170

🛒Groceries

↑ 10.8%

Rosenberg, TX

$869

Phoenix, AZ

$963

Difference

$93.90

📦Other

↑ 4.3%

Rosenberg, TX

$1,609

Phoenix, AZ

$1,677

Difference

$68.57

🏥Healthcare

↑ 9.8%

Rosenberg, TX

$536

Phoenix, AZ

$589

Difference

$52.50

⚡All Utilities

↑ 6.5%

Rosenberg, TX

$527

Phoenix, AZ

$561

Difference

$34.17

🏠Rent Comparison

Studio

From$959

To$1,390

↑ $431

1 Bed

From$998

To$1,510

↑ $512

2 Bed

From$1,184

To$1,750

↑ $566

3 Bed

From$1,594

To$2,330

↑ $736

Rosenberg, TXZIP-level data

1BR range: $1,290–$1,290/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,655

Monthly in Rosenberg, TX

$8,068

Monthly in Phoenix, AZ

$1,413

Difference

Home Values

Rosenberg

Phoenix

$279K

Median Value

$414K

↓ -2.4%

YoY Change

↓ -3.1%

↑ +28.7%

5-Year Change

↑ +30.2%

$279K

Price Range

$274K - $957K

Homes in Phoenix are 48% more expensive than Rosenberg

Calculate payment - Rosenberg Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $5.2K

More taxes

Monthly Difference

$436

Less take-home

Effective Rate Diff

3.5%

Rate difference

Rosenberg, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Rosenberg, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Rosenberg

Phoenix

61 Moderate

Air Quality

77 Moderate

13.7%

Good Air Days

100 Very High

Climate Risk

100 Very High

🌊🌅🌀

Top Hazards

🔥🌊🌡

▲+2.2°F

2050 Outlook

▲+2.7°F

64 days

Heat Days >95°F

162 days

▲+2.2°F

2050 Outlook

▲+2.7°F

64 days

Heat Days >95°F

162 days

💰 See how taxes change too — compare take-home pay between Texas and Arizona on TaxTakeHome.com

Where your money goes further

Cities cheaper than Rosenberg, TX on a $150.0K salary

Similar cost to Phoenix, AZ

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Want to compare different cities?

New Comparison

You'd spend $1.3K/month more in Phoenix, AZ

Rosenberg, TX

Phoenix, AZ

Rosenberg, TX

Phoenix, AZ

Notable Facts

Major Industries

Cost Breakdown by Category

🏠Rent Comparison

📍 Rent by ZIP Code39 ZIPs

Home Values

🏠 Home Values by ZIP39 ZIPs

Tax Comparison

Rosenberg, TX

Phoenix, AZ

Additional Tax Information

Rosenberg, TX Tax Rates

Phoenix, AZ Tax Rates

Environment

Where your money goes further

Similar cost to Phoenix, AZ