Is Denver, CO cheaper than Roseville, CA?

Based on cost of living data, Denver, CO is 3.5% cheaper than Roseville, CA. This translates to saving $261 per month.

What salary do I need in Denver, CO to live like I do in Roseville, CA?

If you earn $150,000 in Roseville, CA, you'd need approximately $146,866.738 in Denver, CO to maintain the same standard of living.

How does housing cost compare between Roseville, CA and Denver, CO?

Housing in Denver, CO is 1.1% more expensive than in Roseville, CA. For a two-bedroom apartment, rent is $2,190/month in Denver, CO compared to $2,277/month in Roseville, CA.

How much can I save per month by moving from Roseville, CA to Denver, CO?

Moving from Roseville, CA to Denver, CO could save you approximately $261 per month, or $3133 per year, based on a $150,000 salary.

Roseville, CA vs Denver, CO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Roseville, CA — ZIP-level rent data · COL adjusted from Sacramento, CA area

Current salary in Roseville, CA

Numbers update automatically as you type

You'd save $261/month moving to Denver, CO

$150.0K in your current city equals $146.9K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from Sacramento-Roseville-Folsom, CA area

Overall Cost

↓ 3.5%

Less expensive

Monthly Impact

$261

Savings

Annual Impact

$3.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Roseville, CA

Population:159K

Cost Index:100

Median Home:$652K

Denver, CO

Population:716K

Cost Index:97

Median Home:$513K

Roseville, CA

The Golden State

159K

Population

State Tax

Yes

Located in California, this city has a population of 159K residents.

Denver, CO

The Centennial State

716K

Population

State Tax

Yes

Climate

Semi-arid

Notable Facts

•Mile-high city (5,280 ft)
•Outdoor recreation hub
•Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Roseville, CA vs Denver, CO

Category	Roseville, CA	Denver, CO	Difference	Change
🚗Transportation	$1,384/mo	$1,462/mo	↑ $77.80more	5.6%
🏠Housing	$3,212/mo	$3,248/mo	↑ $36.09more	1.1%
🏥Healthcare	$611/mo	$632/mo	↑ $20.47more	3.3%
🛒Groceries	$1,045/mo	$1,029/mo	↓ $16.16less	1.5%
📦Other	$1,761/mo	$1,774/mo	↑ $13.38more	0.8%
⚡All Utilities	$523/mo	$519/mo	↓ $4.01less	0.8%

🚗Transportation

↑ 5.6%

Roseville, CA

$1,384

Denver, CO

$1,462

Difference

$77.80

🏠Housing

↑ 1.1%

Roseville, CA

$3,212

Denver, CO

$3,248

Difference

$36.09

🏥Healthcare

↑ 3.3%

Roseville, CA

$611

Denver, CO

$632

Difference

$20.47

🛒Groceries

↓ 1.5%

Roseville, CA

$1,045

Denver, CO

$1,029

Difference

$16.16

less

📦Other

↑ 0.8%

Roseville, CA

$1,761

Denver, CO

$1,774

Difference

$13.38

⚡All Utilities

↓ 0.8%

Roseville, CA

$523

Denver, CO

$519

Difference

$4.01

less

🏛️ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Roseville, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,764

To$1,720

↓ $44.00

1 Bed

From$1,846

To$1,840

↓ $6.00

2 Bed

From$2,277

To$2,190

↓ $87.00

3 Bed

From$3,030

To$2,870

↓ $160

Roseville, CAZIP-level data

1BR range: $2,140–$2,330/mo

Denver, COZIP-level data

1BR range: $1,620–$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,537

Monthly in Roseville, CA

$8,665

Monthly in Denver, CO

$128

Difference

Home Values

Roseville

Denver

$652K

Median Value

$513K

↓ -1.1%

YoY Change

↓ -4.2%

↑ +20.7%

5-Year Change

↑ +13%

$530K - $670K

Price Range

$352K - $933K

Homes in Denver are 21% less expensive than Roseville

Calculate payment - Roseville Calculate payment - Denver

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $4.0K

Per year

Monthly Difference

$336

More take-home

Effective Rate Diff

2.7%

Rate difference

Roseville, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Denver, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

Roseville, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Denver, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.