Is Kansas City, MO cheaper than Roseville, CA?

Based on cost of living data, Kansas City, MO is 21.0% cheaper than Roseville, CA. This translates to saving $1577 per month.

What salary do I need in Kansas City, MO to live like I do in Roseville, CA?

If you earn $150,000 in Roseville, CA, you'd need approximately $131,072.785 in Kansas City, MO to maintain the same standard of living.

How does housing cost compare between Roseville, CA and Kansas City, MO?

Housing in Kansas City, MO is 34.5% cheaper than in Roseville, CA. For a two-bedroom apartment, rent is $1,460/month in Kansas City, MO compared to $2,277/month in Roseville, CA.

How much can I save per month by moving from Roseville, CA to Kansas City, MO?

Moving from Roseville, CA to Kansas City, MO could save you approximately $1577 per month, or $18927 per year, based on a $150,000 salary.

Roseville, CA vs Kansas City, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Roseville, CA — ZIP-level rent data · COL adjusted from Sacramento, CA area

Current salary in Roseville, CA

Numbers update automatically as you type

You'd save $1.6K/month moving to Kansas City, MO

$150.0K in your current city equals $131.1K in Kansas City, MO

Rent data from HUD ZIP-level estimates · COL index from Sacramento-Roseville-Folsom, CA area

Overall Cost

↓ 21.0%

Less expensive

Monthly Impact

$1,577

Savings

Annual Impact

$18.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Roseville, CA

Population:159K

Cost Index:100

Median Home:$652K

Kansas City, MO

Population:508K

Cost Index:79

Median Home:$257K

Roseville, CA

The Golden State

159K

Population

State Tax

Yes

Located in California, this city has a population of 159K residents.

Kansas City, MO

The Show-Me State

508K

Population

State Tax

Yes

Located in Missouri, this city has a population of 508K residents.

Cost Breakdown by Category

Annual spending: Roseville, CA vs Kansas City, MO

Category	Roseville, CA	Kansas City, MO	Difference	Change
🏠Housing	$3,212/mo	$2,105/mo	↓ $1,107less	34.5%
🚗Transportation	$1,384/mo	$1,216/mo	↓ $168less	12.1%
📦Other	$1,761/mo	$1,607/mo	↓ $154less	8.7%
🛒Groceries	$1,045/mo	$949/mo	↓ $96.10less	9.2%
⚡All Utilities	$523/mo	$535/mo	↑ $12.38more	2.4%
🏥Healthcare	$611/mo	$607/mo	↓ $4.31less	0.7%

🏠Housing

↓ 34.5%

Roseville, CA

$3,212

Kansas City, MO

$2,105

Difference

$1,107

less

🚗Transportation

↓ 12.1%

Roseville, CA

$1,384

Kansas City, MO

$1,216

Difference

$168

less

📦Other

↓ 8.7%

Roseville, CA

$1,761

Kansas City, MO

$1,607

Difference

$154

less

🛒Groceries

↓ 9.2%

Roseville, CA

$1,045

Kansas City, MO

$949

Difference

$96.10

less

⚡All Utilities

↑ 2.4%

Roseville, CA

$523

Kansas City, MO

$535

Difference

$12.38

🏥Healthcare

↓ 0.7%

Roseville, CA

$611

Kansas City, MO

$607

Difference

$4.31

less

🏛️ Local Income Taxes

Kansas City, MO: Kansas City Earnings Tax$1,500/yr (1.0%)

Roseville, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,764

To$1,180

↓ $584

1 Bed

From$1,846

To$1,280

↓ $566

2 Bed

From$2,277

To$1,460

↓ $817

3 Bed

From$3,030

To$1,900

↓ $1,130

Roseville, CAZIP-level data

1BR range: $2,140–$2,330/mo

Kansas City, MOZIP-level data

1BR range: $900–$1,800/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,537

Monthly in Roseville, CA

$7,020

Monthly in Kansas City, MO

$1,517

Difference

Home Values

Roseville

Kansas City

$652K

Median Value

$257K

↓ -1.1%

YoY Change

↑ +0.6%

↑ +20.7%

5-Year Change

↑ +32.2%

$530K - $670K

Price Range

$80K - $587K

Homes in Kansas City are 61% less expensive than Roseville

Calculate payment - Roseville Calculate payment - Kansas City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.7K

Per year

Monthly Difference

$225

More take-home

Effective Rate Diff

1.8%

Rate difference

Roseville, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Kansas City, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Roseville, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Kansas City, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.